10378 Wise Rd, Auburn, CA 95603 Property Records

Placer County property record for 10378 Wise Rd, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,720 sqft · built 2020
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Apr 2016)
Tax Bill	$7,099 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-111-061-000`

Property Details

APN / Parcel Number

Primary APN	`040-111-061-000`
Alternative APN	`040-111-061`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,720 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	174,240 sqft (4 acres)
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	040-111-061
Street Address	10378 WISE RD
City	AUBURN
State	CA
Zip	95603-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.0AC PAR 2 PMOR 35-101
Legal Subdivision	PARCEL MAP NO ESD15 00340
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1015
Census Tract	20501

Owner

10378 Wise Rd is owned and occupied by two individuals who acquired it in September 2026.

Source: Placer County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10378 WISE RD, AUBURN, CA 95603-9721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Grant Deed, Transfer · Line of Credit UNION CREDIT UNION
Sep 4, 2026	Grant Deed, Transfer ATLAS TITLE
Jun 8, 2020	Quit Claim Deed, Transfer FWG NATIONAL TITLE INSURANCE COMPANY, FWG NAT'L TITLE INS CO
Jun 8, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Dec 14, 2018	Trustee's Deed, Construction Loan · Construction Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2016 · Amount on File
Deed Sale	Apr 11, 2016 · Amount on File
Deed Document Number	201626269
Last Transfer Date	Sep 3, 2026
Transfer Doc	0000051188
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 4, 2026
Property Address	10378 WISE RD, AUBURN, CA 95603-9721
Document Number	0000051188
Instrument Date	Sep 3, 2026
Instrument	202651188
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	ATLAS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10378 WISE RD, AUBURN, CA 95603-9721

Mortgage

Document Number	0000051189,
Date	Sep 4, 2026
Instrument	202651189

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 4, 2026
Property Address	10378 WISE RD, AUBURN, CA 95603-9721
Document Number	0000051190
Instrument Date	Aug 25, 2026
Instrument	202651190
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	ATLAS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10378 WISE RD, AUBURN, CA 95603-9721

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jun 8, 2020
Property Address	10378 WISE RD, AUBURN, CA 95603-9721
Document Number	0000054279
Instrument Date	Jun 3, 2020
Instrument	54279
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	FWG NATIONAL TITLE INSURANCE COMPANY, FWG NAT'L TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10378 WISE RD AUBURN CA 956039721, AUBURN, CA 95603-9721

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jun 8, 2020
Property Address	10378 WISE RD, AUBURN, CA 95603-9721
Document Number	0000054277
Instrument Date	Jun 3, 2020
Instrument	54277
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10378 WISE RD AUBURN CA 956039721, AUBURN, CA 95603-9721

Mortgage

Document Number	54278
Date	Jun 8, 2020
Instrument	54278

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PLACER CA
Recording Date	Dec 14, 2018
Property Address	10378 WISE RD, AUBURN, CA 95603-9721
Instrument Date	Dec 10, 2018
Instrument	89826
Transaction Type	Construction Loan
Record Updated	Jan 3, 2019
Title Company	STEWART TITLE, STEWART TITLE/PLACER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 5410 AUBURN CA 956045410, AUBURN, CA 95604-5410

Mortgage

Document Number	0000089826
Date	Dec 14, 2018
Instrument	89826

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10378 Wise Rd was $7,099.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$709,584 (+2%) Land $301,865 Building $407,719
2025	$7,099.00 Homeowner's exemption	$695,672 Land $295,947 Building $399,725
2023	$7,019.00 (+0.86%) Homeowner's exemption	$668,660 Land $284,456 Building $384,204
2022	$6,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10378 Wise Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10378 Wise Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cal.net Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon, Zeta Broadband.

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