10320 Wise Rd, Auburn, CA 95603 Property Records

Placer County property record for 10320 Wise Rd, Auburn, CA 95603 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,291 sqft · built 1981
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$518,000 (Dec 2020)
Tax Bill	$5,834 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`040-081-014-000`

Property Details

APN / Parcel Number

Primary APN	`040-081-014-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,291 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	52,272 sqft
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10320 WISE RD
City	AUBURN
State	CA
Zip	95603-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.2 A FR SEC 17 12 8
Legal Range	8E
Legal Township	12N
Legal Section	17
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1015
Census Tract	20501

Owner

Source: Placer County records · APN 040-081-014-000

Assessment roll updated July 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10320 WISE RD, AUBURN, CA 95603-9721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit OCEANAIR FCU
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 12, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 10, 2019	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Mar 15, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE OC
Mar 07, 2019	Intrafamily Transfer, Transfer · VA Mortgage DITECH FINANCIAL LLC
Feb 01, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Dec 10, 2019
Deed Document Number	2020146492
Prior Transfer Date	Dec 03, 2019
Prior Transfer Doc	0000100610
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10320 WISE RD, AUBURN, CA 95603-9721
Transaction Type	Mortgage
Record Updated	Oct 08, 2025
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10320 WISE RD, AUBURN, CA 95603-9721

Mortgage

Document Number	0000051258
Date	Sep 23, 2025
Instrument	2025-0051258

Lender

Name	OCEANAIR FCU
Type	Credit Union
Address	OXNARD, CA 93036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10320 WISE RD, AUBURN, CA 95603-9721
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10320 WISE RD, AUBURN, CA 95603-9721

Mortgage

Document Number	0000084427
Date	Jun 30, 2021
Instrument	2021-0084427

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 14, 2020
Property Address	10320 WISE RD, AUBURN, CA 95603-9721
Document Number	0000146492
Instrument Date	Dec 11, 2020
Instrument	2020-0146492
Transaction Type	Transfer
Record Updated	Sep 07, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10320 WISE RD, AUBURN, CA 95603-9721

Mortgage

Document Number	0000146493
Date	Dec 14, 2020
Instrument	2020-0146493

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Dec 12, 2019
Property Address	10320 WISE RD, AUBURN, CA 95603-9721
Document Number	0000100610
Instrument Date	Dec 03, 2019
Instrument	100610
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10320 WISE RD AUBURN CA 956039721, AUBURN, CA 95603-9721

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Dec 10, 2019
Property Address	10320 WISE RD, AUBURN, CA 95603-9721
Document Number	0000099556
Instrument Date	Nov 06, 2019
Instrument	99556
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10320 WISE RD AUBURN CA 956039721, AUBURN, CA 95603-9721

Mortgage

Document Number	99557
Date	Dec 10, 2019
Instrument	99557

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 09, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Mar 15, 2019
Property Address	10320 WISE RD, AUBURN, CA 95603-9721
Document Number	0000015693
Instrument Date	Mar 04, 2019
Instrument	15693
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE OC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10320 WISE RD AUBURN CA 956039721, AUBURN, CA 95603-9721

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Mar 07, 2019
Property Address	10320 WISE RD, AUBURN, CA 95603-9721
Document Number	0000013728
Instrument Date	Mar 04, 2019
Instrument	2019-0013728
Transaction Type	Transfer
Record Updated	Sep 07, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10320 WISE RD, AUBURN, CA 95603-9721

Mortgage

Document Number	0000013729
Date	Mar 07, 2019
Instrument	2019-0013729

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Feb 01, 2019
Property Address	10320 WISE RD, AUBURN, CA 95603-9721
Document Number	0000006208
Instrument Date	Jan 15, 2019
Instrument	6208
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10320 WISE RD AUBURN CA 956039721, AUBURN, CA 95603-9721

Tax Assessment & Valuation

Source: Placer County records · Assessment roll updated July 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$571,910 (+2%) Land $215,294 Building $356,616
2025	$5,834.00 (+1.09%)	$560,697 (+4.04%) Land $211,073 Building $349,624
2023	$5,771.00 (+0.84%)	$538,927 Land $202,878 Building $336,049
2022	$5,723.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Placer County (06061C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060610205011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	About 1 in 333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Radiate Holdings, Zeta Broadband, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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