10369 Saint John Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 10369 Saint John Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,770 sqft · built 2019
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Tax Bill	$7,608 (2025)
Deeds & Mortgages	Jan 2024 Transfer Feb 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-568-0003-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-568-0003-000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	2,770 sqft Living Area
1st Floor Area	1,936 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	287 ft deep x 40 ft wide
Garage Area	1,057 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10369 SAINT JOHN DR
City	ALGONAC
State	MI
Zip	48001-4241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 3 SUPERVISOR'S NORTH CHANNEL COLONY PLAT
Legal Range	15E
Legal Township	02N
Legal Section	01
Legal Subdivision	SUPRVRS NORTH CHANNEL COLONY
Legal Lot Number	3
Legal Unit	3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	647000

Owner

10369 Saint John Dr is owned and occupied by an individual who acquired it in January 2024.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10369 SAINT JOHN DR, ALGONAC, MI 48001-4241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Intrafamily Transfer, Transfer
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 10, 2024
Transfer Doc	0005682678
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 11, 2024
Property Address	10369 SAINT JOHN DR, ALGONAC, MI 48001-4241
Document Number	0005682678
Book / Page	5682 / 678
Map Reference	LB 53 PG 25
Instrument Date	Jan 10, 2024
Instrument	2024000604
Transaction Type	Transfer
Record Updated	Jan 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10369 SAINT JOHN DR, CLAY, MI 48001-4241

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10369 SAINT JOHN DR, CLAY, MI 48001-4241

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10369 SAINT JOHN DR, ALGONAC, MI 48001-4241
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10369 SAINT JOHN DR, ALGONAC, MI 48001-4241

Mortgage

Document Number	0005597618
Date	Feb 9, 2023
Book Page	5597/618
Instrument	2023002201

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10369 SAINT JOHN DR, ALGONAC, MI 48001-4241
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005141919
Date	Jan 15, 2020
Book Page	5141/919
Instrument	2020001333

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 31, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10369 Saint John Dr was $7,608 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,800 (+11.61%)	$753,600
2025	$7,608.00 (+2.33%) Homeowner's exemption	$337,600
2024	$7,435.00		$675,200
2023		$266,000
2022	$6,826.00		$532,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10369 Saint John Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10369 Saint John Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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