Howard County property record for 10373 Derby Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,977 sqft · built 1992 |
| Lot Size | 0.367 acres (16,002 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $790,000 (Jul 2022) |
| Tax Bill | $11,405 (2026) |
| Deeds & Mortgages | Aug 2022 Transfer Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-525229 |
| Primary APN | 06-525229 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,977 sqft Total Area |
| Basement Area | 1,104 sqft |
| Finished Basement | 1,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,002 sqft (0.367 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 322 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 525229 |
|---|---|
| Street Address | 10373 DERBY DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-5743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 82 .367 A 10373 DERBY DR HUNTERS CR FR S 1 AR 3 |
| Legal Subdivision | HUNTERS CREEK FARM |
| Legal Lot Number | 82 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606807 |
10373 Derby Dr is owner-occupied and held in a trust since August 2022.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10373 DERBY DR, LAUREL, MD 20723-5743 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jul 15, 2022 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on File |
| Deed Sale | Jul 15, 2022 · Amount on File |
| Prior Sale | Sep 27, 1994 · Amount on File |
| Deed Book / Page | 21624 / 471 |
| Last Transfer Date | Aug 17, 2022 |
| Transfer Doc | 0216850466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 24, 2022 |
| Property Address | 10373 DERBY DR, LAUREL, MD 20723-5743 |
| Document Number | 0216850466 |
| Book / Page | 21685 / 466 |
| Map Reference | PL 8563 |
| Instrument Date | Aug 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10373 DERBY DR, LAUREL, MD 20723-5743 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 15, 2022 |
| Property Address | 10373 DERBY DR, LAUREL, MD 20723-5743 |
| Document Number | 0216240471 |
| Book / Page | 21624 / 471 |
| Map Reference | PL 8563 |
| Instrument Date | Jul 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | RGS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10373 DERBY DR, LAUREL, MD 20723-5743 |
| Document Number | 0021624477 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 21624/477 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 10373 Derby Dr was $11,405 with a homeowner's exemption, up 1.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,405.00 (+1.69%) Homeowner's exemption | $802,533 (+5.74%) | $889,600 (+17.21%) Land $297,500 Building $592,100 |
| 2025 | $11,216.00 (+4.91%) Homeowner's exemption | $759,000 Land $247,500 Building $511,500 | $759,000 Land $247,500 Building $511,500 |
| 2024 | $10,691.00 | ||
| 2023 | $666,200 | $759,000 Land $247,500 Building $511,500 | |
| 2022 | $6,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10373 Derby Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10373 Derby Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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