10362 Derby Dr, Laurel, MD 20723 Property Records

Howard County property record for 10362 Derby Dr, Laurel, MD 20723 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1991
Square Footage	3,583 sqft Total Area
Lot Size	14,820 sqft (0.34 acres)
Garage	Attached, 420 sqft
Occupancy	Owner Occupied
Last Sale	$471,000 (2003)
Tax Bill	$11,776.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-521223`
Alternative APNs	`6521223` `521223`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,583 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	14,820 sqft (0.34 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage

Exterior Amenities

Deck Area	432 sqft Deck
Patio Area	1,132 sqft Patio
Porch	1 Porch
Porch Area	192 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	521223
Street Address	10362 DERBY DR
City	LAUREL
State	MD
Zip	20723-5717
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 54 .35 A 10362 DERBY DR HUNTERS CREEK FARM S1 A2
Legal Subdivision	HUNTERS CREEK
Legal Lot Number	54
Jurisdiction	HOWARD MD
Minor Civil Division	6, SAVAGE
Census Blockgroup	1
Census Block	1001
Census Tract	606807

Owner

Source: Howard County records · APN 06-521223

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10362 DERBY DR, LAUREL, MD 20723-5717
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2003 · Amount on Record
Deed Sale	Jan 15, 2003 · Amount on Record
Prior Sale	Mar 22, 1991 · Amount on Record
Deed Doc Number	20031300
Deed Book / Page	6787 / 358
Record Refreshed	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10362 DERBY DR, LAUREL, MD 20723-5717
Transaction Type	Mortgage
Record Updated	Jan 06, 2023
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10362 DERBY DR, LAUREL, MD 20723-5717

Mortgage

Document Number	0218360167
Date	Dec 28, 2022
Book Page	21836/167

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$824,767 (+4.27%)	$892,300 (+12.81%) Land $296,900 Building $595,400
2025	$11,776.00 (+56.3%) Homeowner's exemption	$791,000 (+11.45%) Land $246,900 Building $544,100	$791,000 (-) Land $246,900 Building $544,100
2023		$709,733	$791,000 Land $246,900 Building $544,100
2022	$7,534.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.