10370 Smith Rd, Union Pier, MI 49129 Property Records

Berrien County property record for 10370 Smith Rd, Union Pier, MI 49129

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,048 sqft
Lot Size	0.15 acres (6,534 sqft)
Owner	Trust Name on Record
Tax Bill	$7,174 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-2850-0009-02-5`

Property Details

APN / Parcel Number

Primary APN	`13-2850-0009-02-5`
Alternative APN	`11-13-2850-0009-02-5`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,048 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	1,068 sqft
Unfinished Basement	1,068 sqft

Exterior

Architectural Style	Bungalow
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	158 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10370 SMITH RD
City	UNION PIER
State	MI
Zip	49129-9461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTZONI
Legal Description	THE NW'LY 47' OF SE'LY 120' OF LOT 9 GOWDY SHORES WHOSE NW'LY & SW'LY LINES ARE PARALLEL TO NW'LY & SE'LY LINES OF SD LOT 9
Legal Subdivision	GOWDY SHORES
Legal Lot Number	9
Legal Unit	9,9
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	2
Census Block	2019
Census Tract	11301

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1009 BONNIE BRAE PL, 5C, RIVER FOREST, IL 60305-1549
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 8, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 8, 2017	Intrafamily Transfer, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 1997
Deed Sale	May 23, 1997
Prior Sale	Jun 29, 1989 · Amount on Record
Deed Book / Page	1812 / 92
Last Transfer Date	Jul 27, 2017
Transfer Doc	03179/3058
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	10370 SMITH RD, UNION PIER, MI 49129-9461
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 MONROE AVE, RIVER FOREST, IL 60305-1125

Mortgage

Document Number	03414/3856
Date	Oct 30, 2023
Book Page	3414/3856
Instrument	2023391850

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 8, 2017
Property Address	10370 SMITH RD, UNION PIER, MI 49129-9461
Document Number	03179/3058
Book / Page	3179 / 3058
Map Reference	VOL9 PG32
Instrument Date	Jul 27, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1307 MONROE AVE, RIVER FOREST, IL 60305-1125

Mortgage

Document Number	0031793060
Date	Aug 8, 2017
Instrument	3179/3060

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 8, 2017
Property Address	10370 SMITH RD, UNION PIER, MI 49129-9461
Document Number	03179/3056
Book / Page	3179 / 3056
Map Reference	VOL9 PG32
Instrument Date	Jul 27, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 MONROE AVE, RIVER FOREST, IL 60305-1125

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,700 (+3.64%)	$535,400 (+3.64%)
2025	$7,174.00 (+2.97%)	$258,300 (+39.7%)	$516,600 (+39.7%)
2024	$6,967.00 (+9.89%)
2023		$184,900	$369,800
2022	$6,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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