Polk County property record for 1037 Windlass Way, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,924 sqft · built 2015 |
| Lot Size | 0.744 acres (32,404 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $429,000 (Nov 2022) |
| Tax Bill | $4,201 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 25-28-36-355259-000540 |
| Primary APN | 25-28-36-355259-000540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 2,344 sqft |
| 1st Floor Area | 1,924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 32,404 sqft (0.744 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 226 sqft |
| Boat Access | Boat Access |
| Street Address | 1037 WINDLASS WAY |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHORES AT LAKE SEARS PB 141 PGS 19-22 LOT 54 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | SHORES AT LAKE SEARS |
| Legal Block | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13802 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1037 WINDLASS WAY, WINTER HAVEN, FL 33880-1984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Mar 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2022 · Amount on Record |
| Deed Sale | Nov 28, 2022 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Document Number | 2022306953 |
| Deed Book / Page | 12496 / 105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 28, 2022 |
| Property Address | 1037 WINDLASS WAY, WINTER HAVEN, FL 33880-1984 |
| Document Number | 0000306953 |
| Book / Page | 12496 / 105 |
| Map Reference | MB 141 PG 19-22 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022306953 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,003.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 W CAMP DR, 65, BASTIAN, VA 24314-5323 |
| Name | Verified Name |
|---|---|
| Address | 1037 WINDLASS WAY, WINTER HAVEN, FL 33880-1984 |
| Investor | Possibly a Property Investor |
| Document Number | 0012496106 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 12496/106 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 29, 2019 |
| Property Address | 1037 WINDLASS WAY, WINTER HAVEN, FL 33880-1984 |
| Document Number | 0107930306 |
| Book / Page | 010793 / 000306 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 63325 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,959.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1037 WINDLASS WAY WINTER HAVEN FL 338801984, WINTER HAVEN, FL 33880-1984 |
| Document Number | 107930308 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 010793/000308 |
| Instrument | 63326 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 28, 2034 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,149 (-0.55%) Land $86,100 Building $237,049 | $323,149 (-0.55%) Land $86,100 Building $237,049 | |
| 2025 | $4,201.00 (-20.6%) | $324,939 (-6.32%) Land $86,100 Building $238,839 | $324,939 (-6.32%) Land $86,100 Building $238,839 |
| 2023 | $5,291.00 (+88.49%) | $346,869 (+71.25%) Land $84,100 Building $262,769 | $346,869 (+11.81%) Land $84,100 Building $262,769 |
| 2022 | $2,807.00 Homeowner's exemption | $202,555 | $310,244 Land $70,100 Building $240,144 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 143.4 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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