Polk County property record for 1025 Windlass Way, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,793 sqft · built 2008 |
| Lot Size | 0.529 acres (23,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,000 (Apr 2017) |
| Tax Bill | $1,663 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 25-28-36-355259-000560 |
| Primary APN | 25-28-36-355259-000560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,793 sqft Living Area |
| Gross Area | 2,377 sqft |
| 1st Floor Area | 1,793 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 23,056 sqft (0.529 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Porch | Florida Room |
| Porch Area | 198 sqft |
| Boat Access | Boat Access |
| Street Address | 1025 WINDLASS WAY |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHORES AT LAKE SEARS PB 141 PGS 19-22 LOT 56 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | SHORES AT LAKE SEARS |
| Legal Tract | 355259 |
| Legal Block | 2 |
| Legal Lot Number | 56 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13802 |
1025 Windlass Way is owned and occupied by two individuals who bought it in April 2017.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1025 WINDLASS WAY, WINTER HAVEN, FL 33880-1984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 21, 2017 | Warranty Deed, Transfer · Conventional with PMI RP FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on File |
| Deed Sale | Apr 21, 2017 · Amount on File |
| Prior Sale | Jun 2, 2008 · Amount on File |
| Deed Document Number | 201775428 |
| Deed Book / Page | 10124 / 1266 |
| Prior Transfer Date | Apr 10, 2009 |
| Prior Transfer Doc | 0000071674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1025 WINDLASS WAY, WINTER HAVEN, FL 33880-1984 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1025 WINDLASS WAY, WINTER HAVEN, FL 33880-1984 |
| Document Number | 0000034341 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 13878/1157 |
| Instrument | 2026034341 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1025 WINDLASS WAY, WINTER HAVEN, FL 33880-1984 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000192428 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 11817/576 |
| Instrument | 2021192428 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1025 WINDLASS WAY, WINTER HAVEN, FL 33880-1984 |
| Document Number | 0111850947 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1025 WINDLASS WAY WINTER HAVEN FL 338801984, WINTER HAVEN, FL 33880-1984 |
| Document Number | 0111850947 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 011185/000947 |
| Instrument | 65517 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 22, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 21, 2017 |
| Property Address | 1025 WINDLASS WAY, WINTER HAVEN, FL 33880-1984 |
| Document Number | 0101241266 |
| Book / Page | 010124 / 001266 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 75428 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,589.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1025 WINDLASS WAY WINTER HAVEN FL 338801984, WINTER HAVEN, FL 33880-1984 |
| Document Number | 101241268 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 010124/001268 |
| Instrument | 75429 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2047 |
The 2025 property tax bill for 1025 Windlass Way was $1,663 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,421 (+2.7%) | $330,426 (+4.44%) Land $86,100 Building $244,326 | |
| 2025 | $1,663.00 Homeowner's exemption | $168,862 | $316,389 Land $86,100 Building $230,289 |
| 2023 | $2,310.00 (+6.4%) Homeowner's exemption | $159,323 (+3%) | $335,419 (+11.48%) Land $84,100 Building $251,319 |
| 2022 | $2,171.00 Homeowner's exemption | $154,683 | $300,886 Land $70,100 Building $230,786 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1025 Windlass Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 143.4 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1025 Windlass Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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