1037 S Union St, Lima, OH 45804 Property Records

Allen County property record for 1037 S Union St, Lima, OH 45804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 2003
Lot Size0.239 acres (10,411 sqft)
OwnerIndividual Name on File
Last Sale$2,300 (Aug 1997)
Tax Bill$241 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN47-0607-09-008.000

Property Details

APN / Parcel Number

Primary APN47-0607-09-008.000
Alternative APN
  • M3847060709008000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area10,411 sqft (0.239 acres)
Lot Dimensions160 ft deep x 65 ft wide

Exterior Amenities

PorchOpen Frame Porch
Porch Area96 sqft
Deck Area96 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address1037 S UNION ST
CityLIMA
StateOH
Zip45801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUGHES FIRST ADDITION PT LOTS 2054 & 2055 & 107 FT PRI ALY
Legal SubdivisionHUGHES FIRST ADDITION
Legal Lot Number2054
JurisdictionALLEN OH
Township / Civil DivisionLIMA
Census Block Group1
Census Block1003
Census Tract13800

Owner

1037 S Union St is owned and occupied by an individual who bought it in August 1997.

Source: Allen County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1037 S UNION ST, LIMA, OH 45801
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 1997 · Amount on File
Deed SaleAug 7, 1997 · Amount on File
Prior SaleJan 1, 1990
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address1037 S UNION ST, LIMA, OH 45804-2062
Transaction TypeMortgage
Record UpdatedJul 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number6220007379
DateJun 22, 2022
Book Page2022/7379
Instrument202206220007379
Lender
NameCITY OF LIMA
TypeGovernment Agency
AddressLIMA, OH 45801
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1037 S Union St was $241 with a homeowner's exemption, down 59.8% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
MunicipalityLima City
Unified School DistrictLima City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$241.00 (-59.77%)$15,200 (-) Land $1,650 Building $13,550$43,400 (-) Land $4,700 Building $38,700
2024$599.00 (-7.42%)$15,200 (+4.83%) Land $1,650 Building $13,550$43,400 Land $4,700 Building $38,700
2023$647.00 (-0.31%)$14,500 (-) Land $1,580 Building $12,920
2022$649.00$14,500 Land $1,580 Building $12,920
2021$41,400 Land $4,500 Building $36,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1037 S Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1037 S Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMA CITY
serves 65,619 people · EPA ID OH0200811
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2026
Total trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Dec 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: TSC.

Nearby Properties on S Union St

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