1031 S Union St, Lima, OH 45804 Property Records

Allen County property record for 1031 S Union St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 2002
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on Record
Tax Bill	$241 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-0607-09-007.001`

Property Details

APN / Parcel Number

Primary APN	`47-0607-09-007.001`
Alternative APN	`M3847060709007001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Family Room	Family Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	160 ft deep x 65 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1031 S UNION ST
City	LIMA
State	OH
Zip	45804-2062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUGHES FIRST ADDITION LOT 2053 & PT 2054 FF 65.00
Legal Subdivision	HUGHES FIRST ADDITION
Legal Lot Number	2053
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1003
Census Tract	13800

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1031 S UNION ST, LIMA, OH 45804-2062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1031 S UNION ST, LIMA, OH 45804-2062
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 S UNION ST, LIMA, OH 45804-2062

Mortgage

Document Number	3270002885
Date	Mar 27, 2026
Book Page	2026/2885
Instrument	202603270002885

Lender

Name	CITY OF LIMA
Type	Private Party
Address	50 TOWN SQ, LIMA, OH 45801

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$241.00 (-4.37%)	$15,200 (-) Land $1,650 Building $13,550	$43,400 (-) Land $4,700 Building $38,700
2024	$252.00 (-8.36%) Homeowner's exemption	$15,200 (+4.83%) Land $1,650 Building $13,550	$43,400 (+4.83%) Land $4,700 Building $38,700
2023	$275.00 (-5.5%) Homeowner's exemption	$14,500 (-) Land $1,580 Building $12,920
2022	$291.00 Homeowner's exemption	$14,500 Land $1,580 Building $12,920
2021			$41,400 Land $4,500 Building $36,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: TSC.

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