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1037 Genesis Ln, Howe, TX 75459 Property Records

Grayson County property record for 1037 Genesis Ln, Howe, TX 75459

Property Summary

Property TypeSingle Family Home
Details2,727 sqft · built 2023
Lot Size1.02 acres (44,849 sqft)
Owner2 Individual Names on File
Last Sale$593,845 (May 2023)
Tax Bill$7,645 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN240 8109013

Property Details

APN / Parcel Number

Primary APN240 8109013
Alternative APN
  • 438911

Interior

Stories1 Story
Building Area2,727 sqft Living Area
Gross Area3,505 sqft
1st Floor Area2,727 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2024
Lot Area44,849 sqft (1.02 acres)
Garage TypeAttached
Garage Area778 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area799 sqft

Location & Zoning

Street Address1037 GENESIS LN
CityHOWE
StateTX
Zip75459-4551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGENESIS CROSSING, LOT 13, ACRES 1.
Legal SubdivisionGENESIS CROSSING
Legal Lot Number13
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group2
Census Block2040
Census Tract1801

Owner

Source: Grayson County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1037 GENESIS LN, HOWE, TX 75459-4551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORPORATION
May 8, 2023Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 8, 2023 · Amount on Record
Deed SaleMay 8, 2023 · Amount on Record
Deed Document Number202311829
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Recording DateJul 24, 2026
Property Address1037 GENESIS LN, HOWE, TX 75459-4551
Document Number0000018680
Instrument DateJul 17, 2026
Instrument202618680
Transaction TypeMortgage
Record UpdatedAug 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1037 GENESIS LN, HOWE, TX 75459-4551

Mortgage

Document Number0000018680,
DateJul 24, 2026
Instrument202618680
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

May 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMay 8, 2023
Property Address1037 GENESIS LN, HOWE, TX 75459-4551
Document Number0000011829
Map ReferenceDOC 2021-198
Instrument DateMay 3, 2023
Instrument2023-11829
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 21, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1037 GENESIS LN, HOWE, TX 75459-4551

Mortgage

Document Number0000011830
DateMay 8, 2023
Instrument2023-11830
Lender
NameFIRST STATE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictTom Bean Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,645.00 (+7.52%)$556,068 (+877.14%) Land $95,000 Building $461,068$556,068 (+877.14%) Land $95,000 Building $461,068
2024$7,110.00 (+740.43%)
2023$56,908 Land $56,908$56,908 Land $56,908
2022$846.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKYTOWN WSC
serves 4,455 people · EPA ID TX0910060
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grayson Collin Electric Cooperative
Fiber		1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless		400 / 100

May also be available: Texoma Communications.

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