Grayson County property record for 1026 Genesis Ln, Howe, TX 75459 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,758 sqft · built 2023 |
| Lot Size | 1.03 acres (45,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,333 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 240 8109003 |
| Primary APN | 240 8109003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,758 sqft Living Area |
| Gross Area | 3,465 sqft |
| 1st Floor Area | 2,758 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 45,019 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 707 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 977 sqft |
| Street Address | 1026 GENESIS LN |
|---|---|
| City | HOWE |
| State | TX |
| Zip | 75459-4584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GENESIS CROSSING, LOT 3, ACRES 1.0 |
| Legal Subdivision | GENESIS CROSSING |
| Legal Lot Number | 3 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 1801 |
Source: Grayson County records · APN 240 8109003
Assessment roll updated August 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1026 GENESIS LN, HOWE, TX 75459-4584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Jul 17, 2023 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2023 |
| Deed Sale | Jul 17, 2023 |
| Deed Document Number | 202318259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1026 GENESIS LN, HOWE, TX 75459-4584 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1026 GENESIS LN, HOWE, TX 75459-4584 |
| Document Number | 0000005305 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 2026-5305 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Address | 18402 US HIGHWAY 281 N STE 258, SAN ANTONIO, TX 78259 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jul 17, 2023 |
| Property Address | 1026 GENESIS LN, HOWE, TX 75459-4584 |
| Document Number | 0000018259 |
| Map Reference | DOC 2021-198 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023-18259 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1026 GENESIS LN, HOWE, TX 75459-4584 |
| Document Number | 0000018260 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 2023-18260 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Tom Bean Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $477,677 (+739.38%) Land $95,000 Building $382,677 | $477,677 (+739.38%) Land $95,000 Building $382,677 | |
| 2024 | $5,333.00 (+530.38%) | ||
| 2023 | $56,908 (+6.49%) Land $56,908 | $56,908 (+6.49%) Land $56,908 | |
| 2022 | $846.00 | $53,438 Land $53,438 | $53,438 Land $53,438 |
Source: FEMA National Flood Hazard Layer, Grayson County (48181C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481810018012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Nearby Flood Policies | 7 in force 5 of 7 on primary residences |
| Wildfire Risk | Moderate above 55% of the US · above 33% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 935 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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