1037 E Clearlake St, Derby, KS 67037 Property Records

Sedgwick County property record for 1037 E Clearlake St, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,033 sqft · built 2017
Lot Size	0.167 acres (7,281 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,547 (2024)
Deeds & Mortgages	Oct 2017 Construction Loan Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GY DY01788`

Property Details

APN / Parcel Number

Primary APN	`GY DY01788`
Alternative APNs	`229-31-0-32-08-003.00` `30004001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,033 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	2,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Patio Home
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	7,281 sqft (0.167 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	618 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	30004001
Street Address	1037 E CLEARLAKE ST
City	DERBY
State	KS
Zip	67037-4064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 BLOCK 2 COURTYARDS AT THE OAKS ADDITION
Legal Subdivision	THE OAKS ADD
Legal Block	2
Legal Lot Number	45
Jurisdiction	SEDGWICK KS
Township / Civil Division	GYPSUM
Census Block Group	2
Census Block	2007
Census Tract	10007

Owner

Source: Sedgwick County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1037 E CLEARLAKE ST, DERBY, KS 67037-4064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2017	Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANK
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Feb 26, 2019	Warranty Deed, Subdivision Related Transfer · ARM CAPITOL FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024
Deed Sale	Oct 11, 2024
Prior Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	202430339648
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1037 E CLEARLAKE ST, DERBY, KS 67037-4064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2972/2667
Date	Oct 4, 2017
Book Page	2972/2667
Instrument	29722667

Lender

Name	FIDELITY BANK
Type	Bank
Address	WICHITA, KS 67201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Dec 3, 2019
Property Address	1037 E CLEARLAKE ST, DERBY, KS 67037-4064
Document Number	2991/8172
Book / Page	2991 / 8172
Instrument Date	Nov 27, 2019
Instrument	29918172
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 E CLEARLAKE ST, DERBY, KS 67037-4064

Mortgage

Document Number	29918173
Date	Dec 3, 2019
Instrument	29918173

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Feb 26, 2019
Property Address	1037 E CLEARLAKE ST, DERBY, KS 67037-4064
Document Number	2983/1414
Book / Page	2983 / 1414
Instrument Date	Feb 22, 2019
Instrument	29831414
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 E CLEARLAKE ST, DERBY, KS 67037-4064

Mortgage

Document Number	29831415
Date	Feb 26, 2019
Instrument	29831415

Lender

Name	CAPITOL FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Gypsum Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,542 (+8.05%) Land $8,533 Building $41,009	$430,800 (+8.05%) Land $74,200 Building $356,600
2024	$7,547.00 (-3.07%)
2023	$7,786.00 (+3.13%)	$45,851 Land $7,751 Building $38,100	$398,700 Land $67,400 Building $331,300
2022	$7,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 66% of Kansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless · Fiber in parts of the area	500 / 100

May also be available: IdeaTek, Twin Valley, Verizon.

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