1031 E Clearlake St, Derby, KS 67037 Property Records

Sedgwick County property record for 1031 E Clearlake St, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,835 sqft · built 2017
Lot Size	0.148 acres (6,463 sqft)
Owner	Individual Name on Record
Last Sale	$301,900 (Jun 2019)
Tax Bill	$6,690 (2024)
Deeds & Mortgages	Oct 2017 Construction Loan Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GY DY01787`

Property Details

APN / Parcel Number

Primary APN	`GY DY01787`
Alternative APNs	`229-31-0-32-08-004.00` `30004000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,835 sqft Living Area
Gross Area	2,435 sqft
1st Floor Area	1,835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Patio Home
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	6,463 sqft (0.148 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	30004000
Street Address	1031 E CLEARLAKE ST
City	DERBY
State	KS
Zip	67037-4064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 BLOCK 2 COURTYARDS AT THE OAKS ADDITION
Legal Subdivision	THE OAKS ADD
Legal Block	2
Legal Lot Number	44
Jurisdiction	SEDGWICK KS
Township / Civil Division	GYPSUM
Census Block Group	2
Census Block	2007
Census Tract	10007

Owner

Source: Sedgwick County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1031 E CLEARLAKE ST, DERBY, KS 67037-4064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2017	Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANK
Jun 17, 2019	Warranty Deed, Subdivision Related Transfer · ARM FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Deed Document Number	201929855353
Deed Book / Page	2985 / 5353
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1031 E CLEARLAKE ST, DERBY, KS 67037-4064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2972/2666
Date	Oct 4, 2017
Book Page	2972/2666
Instrument	29722666

Lender

Name	FIDELITY BANK
Type	Bank
Address	WICHITA, KS 67201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Jun 17, 2019
Property Address	1031 E CLEARLAKE ST, DERBY, KS 67037-4064
Document Number	2985/5353
Book / Page	2985 / 5353
Instrument Date	Jun 10, 2019
Instrument	29855353
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 E CLEARLAKE ST, DERBY, KS 67037-4064

Mortgage

Document Number	29855354
Date	Jun 17, 2019
Instrument	29855354

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Gypsum Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,596 (+4.63%) Land $8,303 Building $33,293	$361,700 (+4.63%) Land $72,200 Building $289,500
2024	$6,690.00 (-3.35%)
2023	$6,922.00 (+2.78%)	$39,756 Land $7,544 Building $32,212	$345,700 Land $65,600 Building $280,100
2022	$6,735.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 66% of Kansas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless · Fiber in parts of the area	500 / 100

May also be available: IdeaTek, Twin Valley, Verizon.

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