Cook County property record for 1037 Cherry St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,000 sqft · built 1924 |
| Lot Size | 0.203 acres (8,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,035,000 (Jun 2024) |
| Tax Bill | $18,183 (2023) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-20-114-013 |
| Primary APN | 05-20-114-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,850 sqft (0.203 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 1037 CHERRY ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (GROVELAND) ADD TO (WINNETKA) IN SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | GROVELAND ADD TO WINNETKA |
| Legal Block | 8 |
| Legal Lot Number | 14 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 800500 |
1037 Cherry St is owned by an individual who bought it in June 2024.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 338 FAIRVIEW AVE, WINNETKA, IL 60093-4248 |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PROPERTY TITLE, PROPER TITLE |
| Jun 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Mar 13, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2024 · Amount on File |
| Deed Sale | Jun 4, 2024 · Amount on File |
| Prior Sale | Mar 13, 2023 · Amount on File |
| Deed Document Number | 202424314 |
| Prior Transfer Date | Jul 18, 2001 |
| Prior Transfer Doc | 0000063377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 7, 2026 |
| Property Address | 1037 CHERRY ST, WINNETKA, IL 60093-2112 |
| Document Number | 0000031191 |
| Instrument Date | Mar 28, 2026 |
| Instrument | 202631191 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PROPERTY TITLE, PROPER TITLE |
| Name | Verified Name |
|---|---|
| Address | 1037 CHERRY ST, WINNETKA, IL 60093-2112 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031191, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 202631191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 4, 2024 |
| Property Address | 1037 CHERRY ST, WINNETKA, IL 60093-2112 |
| Document Number | 0015624314 |
| Instrument Date | May 15, 2024 |
| Instrument | 2415624314 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,035.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1037 CHERRY ST, WINNETKA, IL 60093-2112 |
| Document Number | 0015624315 |
|---|---|
| Date | Jun 4, 2024 |
| Instrument | 2415624315 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2054 |
| Rate | 6.87% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 13, 2023 |
| Property Address | 1037 CHERRY ST, WINNETKA, IL 60093-2112 |
| Document Number | 0007233049 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 2307233049 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $901.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1037 CHERRY ST, WINNETKA, IL 60093-2112 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1037 CHERRY ST, WINNETKA, IL 60093-2112 |
| Document Number | 0007233050 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 2307233050 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.02% |
| Document Number | 0007233051 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 2307233051 |
| Name | EVERGREEN BANK GROUP |
|---|---|
| Type | Bank |
| Address | BROOKFIELD, IL 60513 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 6, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Change Frequency | Monthly |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $103,563 Land $28,763 Building $74,800 | $1,035,630 Land $287,630 Building $748,000 | |
| 2023 | $18,183.00 (+71.98%) | ||
| 2022 | $10,573.00 | $84,397 Land $24,337 Building $60,060 | $843,970 Land $243,370 Building $600,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1037 Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 68 (1987–2022) |
| Claims Outside the SFHA | 6 of 68 |
| Most Recent Claim | Jul 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1037 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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