Cook County property record for 1031 Cherry St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 3,196 sqft · built 1952 |
| Lot Size | 0.203 acres (8,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,150,000 (Sep 2026) |
| Tax Bill | $24,595 (2024) |
| Deeds & Mortgages | Oct 2026 Line of Credit Sep 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-20-114-014 |
| Primary APN | 05-20-114-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,196 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Multi-Level |
| Exterior Material | Frame |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 8,850 sqft (0.203 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1031 CHERRY ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (GROVELAND) ADD TO (WINNETKA) IN SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | GROVELAND ADD TO WINNETKA |
| Legal Block | 8 |
| Legal Lot Number | 15 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 800500 |
Source: Cook County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1031 CHERRY ST, WINNETKA, IL 60093-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 15, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK |
| Sep 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Aug 6, 2024 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Nov 22, 2019 | Deed of Trust, Mortgage US BK |
| Apr 27, 2018 | Warranty Deed, Subdivision Related Transfer US BK |
| Aug 9, 2017 | Trustee's Deed, Construction Loan · Line of Credit NORTHBROOK BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2026 · Amount on File |
| Deed Sale | Sep 21, 2026 · Amount on File |
| Prior Sale | Apr 27, 2018 · Amount on File |
| Deed Document Number | 202627020 |
| Prior Transfer Date | Jul 31, 1995 |
| Prior Transfer Doc | 0000000579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 15, 2026 |
| Property Address | 1031 CHERRY ST, WINNETKA, IL 60093-2112 |
| Document Number | 0000016076 |
| Instrument Date | Oct 8, 2026 |
| Instrument | 202628816076 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 1031 CHERRY ST, WINNETKA, IL 60093-2112 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016076, |
|---|---|
| Date | Oct 15, 2026 |
| Instrument | 202628816076 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 21, 2026 |
| Property Address | 1031 CHERRY ST, WINNETKA, IL 60093-2112 |
| Document Number | 0000027020 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202627020 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | PROPER TITLE LLC, PROPER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1031 CHERRY ST, WINNETKA, IL 60093-2112 |
| Investor | Possibly a Property Investor |
| Document Number | 0000027021, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 202626427021 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1031 CHERRY ST, WINNETKA, IL 60093-2112 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 1031 CHERRY ST, WINNETKA, IL 60093-2112 |
| Document Number | 0021918099 |
|---|---|
| Date | Aug 6, 2024 |
| Instrument | 2421918099 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1031 CHERRY ST, WINNETKA, IL 60093-2112 |
| Document Number | 2001655117 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1031 CHERRY ST WINNETKA IL 600932112, WINNETKA, IL 60093-2112 |
| Document Number | 2001655117 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 1655117 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | 4801 FREDERICA ST, OWENSBORO, KY 42301-7441 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 27, 2018 |
| Property Address | 1031 CHERRY ST, WINNETKA, IL 60093-2112 |
| Document Number | 1811749320 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 11749320 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 8, 2018 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,949.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1031 CHERRY ST WINNETKA IL 600932112, WINNETKA, IL 60093-2112 |
| Document Number | 1811749321 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 11749321 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | 4801 FREDERICA ST, OWENSBORO, KY 42301-7441 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Number | 1811749322, |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 11749322 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Rate | 5.75% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 9, 2017 |
| Property Address | 1031 CHERRY ST, WINNETKA, IL 60093-2112 |
| Document Number | 1722116212 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 22116212 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 25, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 437 CHESTNUT ST WINNETKA IL 600932416, WINNETKA, IL 60093-2416 |
| Document Number | 1722116212 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 22116212 |
| Name | NORTHBROOK BK&TR |
|---|---|
| Type | Bank |
| Address | 1100 WAUKEGAN RD, NORTHBROOK, IL 60062-4663 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Aug 8, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,047 (+44.17%) Land $28,763 Building $118,284 | $1,470,470 (+44.17%) Land $287,630 Building $1,182,840 | |
| 2024 | $24,595.00 (+4.01%) | ||
| 2023 | $23,647.00 (+6.23%) | ||
| 2022 | $22,261.00 | $101,999 Land $24,337 Building $77,662 | $1,019,990 Land $243,370 Building $776,620 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 68 (1987–2022) |
| Claims Outside the SFHA | 6 of 68 |
| Most Recent Claim | Jul 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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