McHenry County property record for 10275 N River Rd, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,422 sqft · built 1976 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,000 (Apr 2004) |
| Tax Bill | $8,967 (2024) |
| Deeds & Mortgages | Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-26-202-006 |
| Primary APN | 19-26-202-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,422 sqft Living Area |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 1,196 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Width | 69 ft Width |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10275 N RIVER RD |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-9694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2023R0006640 PT N1/2 NE FRL 1/4 /EX DOC 437018/ MEMO: SWARTHOUT, JAMES EDWARD/ CLAUDIA FRANCES REV LIV TR |
| Legal Block | 202 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 871600 |
10275 N River Rd is owned and occupied by two individuals who acquired it in March 2023.
Source: McHenry County records, as of June 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10275 N RIVER RD, ALGONQUIN, IL 60102-9694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2004 · Amount on File |
| Deed Sale | Apr 28, 2004 · Amount on File |
| Prior Sale | May 21, 1999 · Amount on File |
| Deed Document Number | 200435992 |
| Last Transfer Date | Mar 10, 2023 |
| Transfer Doc | 0000006640 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 28, 2023 |
| Property Address | 10275 N RIVER RD, ALGONQUIN, IL 60102-9694 |
| Document Number | 0000006640 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023R0006640 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10275 N RIVER RD, ALGONQUIN, IL 60102-9694 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Barrington Hills Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,967.00 | $125,602 Land $38,446 Building $87,156 | $376,806 Land $115,338 Building $261,468 |
| 2022 | Homeowner's exemption Additional exemption filed | $110,171 Land $42,624 Building $67,547 | $330,513 Land $127,872 Building $202,641 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10275 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1979–1987) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 1987 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10275 N River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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