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1036 Twisted Branch Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1036 Twisted Branch Ln, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,133 sqft · built 2006
Lot Size0.422 acres (18,382 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Jun 2006)
Tax Bill$2,880 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN30-25-31-2858-0001-0420

Property Details

APN / Parcel Number

Primary APN30-25-31-2858-0001-0420
Alternative APNs
  • 253130285800010420
  • 138028

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,133 sqft Living Area
Gross Area2,796 sqft
1st Floor Area2,133 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,382 sqft (0.422 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area243 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1036 TWISTED BRANCH LN
CitySAINT CLOUD
StateFL
Zip34771-8915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionCHISHOLM ESTATES PB 18 PG 16-17 LOT 42
Legal Range31E
Legal Township25S
Legal Section30
Legal SubdivisionCHISHOLM ESTATES
Legal Tract2858
Legal Block420
Legal Lot Number42
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1036 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2006 · Amount on Record
Deed SaleJun 29, 2006 · Amount on Record
Deed Document Number2006167736
Deed Book / Page3202 / 1079
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1036 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8915
Transaction TypeMortgage
Record UpdatedFeb 8, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057591421
DateJul 22, 2020
Book Page5759/1421
Instrument2020095478
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,880.00 (+6.31%) Homeowner's exemption$160,970 (+5.99%)$351,000 (+1.59%) Land $65,000 Building $286,000
2024$2,709.00 (+2.38%)
2023$2,646.00 (+8.4%) Homeowner's exemption$151,878 (+3%)$345,500 (+39.15%) Land $65,000 Building $280,500
2022$2,441.00 Homeowner's exemption$147,455$248,300 Land $55,000 Building $193,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Xfinity.

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