1033 Twisted Branch Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1033 Twisted Branch Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,320 sqft · built 2006
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Sep 2026)
Tax Bill	$6,110 (2025)
Deeds & Mortgages	Sep 2026 Sale May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`30-25-31-2858-0001-0470`

Property Details

APN / Parcel Number

Primary APN	`30-25-31-2858-0001-0470`
Alternative APNs	`253130285800010470` `138033`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,320 sqft Living Area
Gross Area	3,051 sqft
1st Floor Area	2,320 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,064 sqft (0.254 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	269 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1033 TWISTED BRANCH LN
City	SAINT CLOUD
State	FL
Zip	34771-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	CHISHOLM ESTATES PB 18 PG 16-17 LOT 47
Legal Range	31E
Legal Township	25S
Legal Section	30
Legal Subdivision	CHISHOLM ESTATES
Legal Tract	2858
Legal Block	470
Legal Lot Number	47
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1039
Census Tract	43600

Owner

Source: Osceola County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4425 NW 32ND PL, GAINESVILLE, FL 32606-6076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	May 2, 2023 · Amount on Record
Deed Document Number	2026113592
Deed Book / Page	7028 / 602
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 1, 2026
Property Address	1033 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8914
Document Number	0000113592
Book / Page	7028 / 602
Instrument Date	Aug 25, 2026
Instrument	2026113592
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$272,195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 NW 32ND PL, GAINESVILLE, FL 32606-6076

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 2, 2023
Property Address	1033 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8914
Document Number	0063990174
Book / Page	6399 / 174
Map Reference	MB 18 PG 16&17
Instrument Date	Apr 28, 2023
Instrument	2023054502
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,991.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8509 ANDOVER BRIDGE CT, ORLANDO, FL 32829-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8914

Mortgage

Document Number	0006399176
Date	May 2, 2023
Instrument	6399/176

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 18, 2020
Property Address	1033 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8914
Document Number	0058542522
Book / Page	5854 / 2522
Map Reference	MB 18 PG 16&17
Instrument Date	Dec 17, 2020
Instrument	2020172677
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,145.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1033 TWISTED BRANCH LN, 1033, SAINT CLOUD, FL 34771-8914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 TWISTED BRANCH LN, SAINT CLOUD, FL 34771-8914

Mortgage

Document Number	0058542524
Date	Dec 18, 2020
Instrument	5854/2524

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,110.00 (+41.9%) Homeowner's exemption	$394,100 (+45.56%) Land $65,000 Building $329,100	$394,100 (+1.62%) Land $65,000 Building $329,100
2023	$4,306.00 (+6.22%) Homeowner's exemption	$270,741 (+3%)	$387,800 (+39.75%) Land $65,000 Building $322,800
2022	$4,054.00 Homeowner's exemption	$262,856	$277,500 Land $55,000 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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