Orange County property record for 10353 Birch Tree Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,193 sqft · built 1993 |
| Lot Size | 1 acres (43,557 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,165,000 (Oct 2024) |
| Tax Bill | $15,780 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-23-28-9335-00-050 |
| Primary APN | 05-23-28-9335-00-050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,193 sqft Living Area |
| Gross Area | 4,265 sqft |
| 1st Floor Area | 2,794 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,557 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10353 BIRCH TREE LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE |
| Legal Description | WINDERMERE DOWNS PHASE 3 28/26 LOT 5 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 05 |
| Legal Subdivision | WINDERMERE DOWNS PH 3 |
| Legal Phase | 3 |
| Legal Tract | 9335 |
| Legal Lot Number | 5 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14814 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10353 BIRCH TREE LN, WINDERMERE, FL 34786-8021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FBC MTG |
| May 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2024 · Amount on Record |
| Deed Sale | Oct 16, 2024 · Amount on Record |
| Prior Sale | May 30, 2017 · Amount on Record |
| Deed Document Number | 2024591193 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10353 BIRCH TREE LN, WINDERMERE, FL 34786-8021 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10353 BIRCH TREE LN, WINDERMERE, FL 34786-8021 |
| Document Number | 20210247053 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 20210247053 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 2, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10353 BIRCH TREE LN, WINDERMERE, FL 34786-8021 |
| Document Number | 0000274632 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | AURORA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10353 BIRCH TREE LN WINDERMERE FL 347868021, WINDERMERE, FL 34786-8021 |
| Document Number | 0000274632 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 274632 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 30, 2017 |
| Property Address | 10353 BIRCH TREE LN, WINDERMERE, FL 34786-8021 |
| Document Number | 0000299300 |
| Map Reference | MB 28 PG 26 |
| Instrument Date | May 30, 2017 |
| Instrument | 20170299300 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11539 LAKE BUTLER BLVD, 11539, WINDERMERE, FL 34786-7816 |
| Name | Verified Name |
|---|---|
| Address | 10353 BIRCH TREE LN, WINDERMERE, FL 34786-8021 |
| Document Number | 0000299301 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 20170299301 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $971,300 (-1.17%) Land $225,000 Building $746,300 | $971,300 (-1.17%) Land $225,000 Building $746,300 | |
| 2025 | $15,780.00 (+65.79%) Homeowner's exemption | $982,780 (+68.45%) Land $225,000 Building $757,780 | $982,780 (+41.27%) Land $225,000 Building $757,780 |
| 2024 | $9,518.00 (+7.33%) | ||
| 2023 | $8,868.00 (+3.3%) Homeowner's exemption | $583,428 (+3%) | $695,694 (+17.67%) Land $225,000 Building $470,694 |
| 2022 | $8,585.00 Homeowner's exemption | $566,435 | $591,215 Land $225,000 Building $366,215 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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