10351 Limerick Cir, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 10351 Limerick Cir, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,015 sqft · built 2014
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (Jun 2014)
Tax Bill	$3,749 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-00-03-069.00`

Property Details

APN / Parcel Number

Primary APN	`072-00-03-069.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,015 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10351 LIMERICK CIR
City	COVINGTON
State	KY
Zip	41015-2457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD VILLAGE SEC 6 LOT 69
Legal Subdivision	ASHFORD VILLAGE
Legal Phase	6
Legal Lot Number	69
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1025
Census Tract	65800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10351 LIMERICK CIR, COVINGTON, KY 41015-2457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
May 12, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST NAT'L BK
Jul 16, 2018	Deed of Trust, Mortgage · Conventional with PMI KEMBA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2014 · Amount on Record
Deed Sale	Jun 12, 2014 · Amount on Record
Prior Sale	Dec 2, 2013 · Amount on Record
Deed Document Number	201406 12 059 00015
Deed Book / Page	3447 / 322
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Aug 25, 2026
Property Address	10351 LIMERICK CIR, COVINGTON, KY 41015-2457
Document Number	0000019473
Book / Page	487 / 570
Instrument Date	Aug 7, 2026
Instrument	202619473
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10351 LIMERICK CIR, COVINGTON, KY 41015-2457

Mortgage

Document Number	0000019473,
Date	Aug 25, 2026
Book Page	487/570
Instrument	202619473

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	10351 LIMERICK CIR, COVINGTON, KY 41015-2457
Document Number	0000000143
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10351 LIMERICK CIR COVINGTON KY 410152457, COVINGTON, KY 41015-2457

Mortgage

Document Number	0000000143
Date	May 21, 2020
Book Page	000M46/000971
Instrument	143

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MASON, OH 45040

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 20, 2035

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	10351 LIMERICK CIR, COVINGTON, KY 41015-2457
Document Number	0000000220
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10351 LIMERICK CIR COVINGTON KY 410152457, COVINGTON, KY 41015-2457

Mortgage

Document Number	0000000220
Date	Jul 27, 2018
Book Page	0I4140/000055
Instrument	220

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,400 (-) Land $45,000 Building $277,400	$322,400 (-) Land $45,000 Building $277,400
2025	$3,749.00 (+23.65%)	$322,400 (+34.17%) Land $45,000 Building $277,400	$322,400 (+34.17%) Land $45,000 Building $277,400
2023	$3,032.00	$240,300 Land $40,000 Building $200,300	$240,300 Land $40,000 Building $200,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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