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10346 Limerick Cir, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 10346 Limerick Cir, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2009
Square Footage2,048 sqft Finished Area
Lot Size12,632 sqft (0.289 acres)
OccupancyOwner Occupied
Last Sale$313,500 (2018)
Tax Bill$4,244.00 (2025)

Property Details

APN / Parcel Number

Primary APN072-00-03-059.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,048 sqft Finished Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2009
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Lot Area12,632 sqft (0.289 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0720003059.00
Street Address10346 LIMERICK CIR
CityCOVINGTON
StateKY
Zip41015-2451
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHFORD VILLAGE SEC 6 LOT 59
Legal SubdivisionASHFORD VILLAGE
Legal Phase6
Legal Lot Number59
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1020
Census Tract65800

Owner

Source: Kenton County records · APN 072-00-03-059.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10346 LIMERICK CIR, COVINGTON, KY 41015-2451
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Apr 04, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FIRST FINANCIAL BANK
Aug 30, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2018 · Amount on Record
Deed SaleAug 30, 2018 · Amount on Record
Prior SaleJul 20, 2009 · Amount on Record
Deed Doc Number0004156210
Deed Book / Page4156 / 210
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10346 LIMERICK CIR, COVINGTON, KY 41015-2451
Transaction TypeMortgage
Record UpdatedNov 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10346 LIMERICK CIR, COVINGTON, KY 41015-2451

Mortgage

Document Number0005900095
DateOct 28, 2025
Book PageKCM 701/180
Instrument25102805900095
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressFLINT, MI 48501
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term332 Months
DueJun 01, 2053

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10346 LIMERICK CIR, COVINGTON, KY 41015-2451
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900169
DateApr 04, 2023
Book PageKCM 451/299
Instrument23040405900169
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 30, 2018
Property Address10346 LIMERICK CIR, COVINGTON, KY 41015-2451
Document Number0000000241
Book / Page0I4156 / 000210
Instrument DateAug 24, 2018
Instrument241
Transaction TypeTransfer
Record UpdatedSep 26, 2018
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$313.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10346 LIMERICK CIR INDEPENDENCE KY 45239, INDEPENDENCE, KY 45239

Mortgage

Document Number242
DateAug 30, 2018
Book Page0I4156/000213
Instrument242
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2048

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,244.00 (+7.28%)$365,000 (+16.43%) Land $45,000 Building $320,000$365,000 (+16.43%) Land $45,000 Building $320,000
2023$3,956.00$313,500 Land $40,000 Building $273,500$313,500 Land $40,000 Building $273,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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