10351 Carr Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 10351 Carr Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,841 sqft · built 1930
Lot Size	2.28 acres (99,317 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,000 (Apr 2021)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-10-3-17-1002-003`

Property Details

APN / Parcel Number

Primary APN	`24-10-3-17-1002-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,841 sqft Living Area
1st Floor Area	1,841 sqft
Basement Area	1,378 sqft
Finished Basement	1,352 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	99,317 sqft (2.28 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10351 CARR RD
City	SAINT CHARLES
State	MI
Zip	48655-8626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT A PT 300 FT S FROM N 1/4 CORN TH E 414 FT TH S 260 FT TH W 414 FT TH N 260 FT TO POB 2.47 ACRES SEC 17 T10N R3E *
Legal Range	03E
Legal Township	10N
Legal Section	17
Jurisdiction	SAGINAW MI
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3035
Census Tract	12600

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10351 CARR RD, SAINT CHARLES, MI 48655-8626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Oct 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 23, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Mar 22, 2007 · Amount on Record
Deed Document Number	202116274
Prior Transfer Date	Oct 25, 2019
Prior Transfer Doc	0000026516
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 28, 2021
Property Address	10351 CARR RD, SAINT CHARLES, MI 48655-8626
Document Number	0000016274
Instrument Date	Mar 30, 2021
Instrument	2021016274
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10357 CARR RD, 10357, SAINT CHARLES, MI 48655-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10351 CARR RD, SAINT CHARLES, MI 48655-8626

Mortgage

Document Number	0000016275
Date	Apr 28, 2021
Instrument	2021016275

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 25, 2019
Property Address	10351 CARR RD, SAINT CHARLES, MI 48655-8626
Document Number	0000026516
Instrument Date	Oct 25, 2019
Instrument	26516
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10357 CARR RD ST CHARLES MI 486558626, ST CHARLES, MI 48655-8626

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 23, 2019
Property Address	10351 CARR RD, SAINT CHARLES, MI 48655-8626
Document Number	0000001549
Instrument Date	Jan 22, 2019
Instrument	1549
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$49.90
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10357 CARR RD ST CHARLES MI 486558626, ST CHARLES, MI 48655-8626

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,300 (+29.74%)	$228,600 (+29.74%)
2025	$3,120.00 (+22.55%) Homeowner's exemption
2023		$88,100	$176,200
2022	$2,546.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1986–2020)
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Carr Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures