10303 Carr Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 10303 Carr Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1950
Lot Size	6.99 acres (304,484 sqft)
Owner	2 Individual Names on File
Last Sale	$244,900 (Nov 2021)
Tax Bill	$3,709 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-10-3-08-4003-002`

Property Details

APN / Parcel Number

Primary APN	`24-10-3-08-4003-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	304,484 sqft (6.99 acres)
Garage Area	1,592 sqft
Parking Spaces	6 Parking Spaces
Porch	Covered Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer

Location & Zoning

Street Address	10303 CARR RD
City	SAINT CHARLES
State	MI
Zip	48655-8626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON N&S 1/4 LINE OF SEC 8 AT A PT 115 FT N FROM S 1/4 POST TH CONT N 128 FT TH E 333 FT TH N 22 FT TH E 956.09 FT TO WLY
Legal Range	03E
Legal Township	10N
Legal Section	08
Jurisdiction	SAGINAW MI
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3035
Census Tract	12600

Owner

10303 Carr Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10303 CARR RD, SAINT CHARLES, MI 48655-8626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 8, 2018	Quit Claim Deed, Transfer GARROW TITLE
Oct 8, 2018	Warranty Deed, Transfer TEAM ONE CU
Aug 3, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Prior Sale	Oct 8, 2018 · Amount on File
Deed Document Number	202135522
Prior Transfer Date	Sep 8, 2016
Prior Transfer Doc	0000024213
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 5, 2021
Property Address	10303 CARR RD, SAINT CHARLES, MI 48655-8626
Document Number	2021035522
Instrument Date	Nov 4, 2021
Instrument	2021035522
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1556 BARRYWOOD CIR W, CLARKSVILLE, TN 37042-8553

Mortgage

Document Number	0000035521
Date	Nov 5, 2021
Instrument	2021035521

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 8, 2018
Property Address	10303 CARR RD, SAINT CHARLES, MI 48655-8626
Document Number	0000025828
Instrument Date	Oct 3, 2018
Instrument	25828
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	GARROW TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10303 CARR RD ST CHARLES MI 486558626, ST CHARLES, MI 48655-8626

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 8, 2018
Property Address	10303 CARR RD, SAINT CHARLES, MI 48655-8626
Document Number	0000025829
Instrument Date	Sep 28, 2018
Instrument	25829
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	GARROW TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10303 CARR RD ST CHARLES MI 486558626, ST CHARLES, MI 48655-8626

Mortgage

Document Number	25830
Date	Oct 8, 2018
Instrument	25830

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2048

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 3, 2018
Property Address	10303 CARR RD, SAINT CHARLES, MI 48655-8626
Document Number	0000020903
Instrument Date	Jul 27, 2018
Instrument	20903
Transaction Type	Foreclosure
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$112.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3043 TOWNSGATE RD #200 WESTLAKE VILLAGE CA 913613027, 200, WESTLAKE VILLAGE, CA 91361-3027
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10303 Carr Rd was $3,709 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,900	$263,800
2025	$3,709.00 Homeowner's exemption
2023		$102,400	$204,800
2022	$2,990.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10303 Carr Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1986–2020)
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 2 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10303 Carr Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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