10350 el Toro Ln, Santee, CA 92071 Property Records

San Diego County property record for 10350 el Toro Ln, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1972
Lot Size	0.197 acres (8,562 sqft)
Owner	2 Individual Names on Record
Last Sale	$776,000 (Aug 2026)
Tax Bill	$6,084 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`384-400-50-00`

Property Details

APN / Parcel Number

Primary APN	`384-400-50-00`
Alternative APN	`3844004700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,134 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	8,562 sqft (0.197 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3844004700
Street Address	10350 EL TORO LN
City	SANTEE
State	CA
Zip	92071-4406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IL
Legal Description	BLK 16 LOT 1 E 90 FT OF W 180 FT OF S 100 FT OF NEQ OF TR 000817
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000817
Legal Block	16
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	16617

Owner

Source: San Diego County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10350 EL TORO LN, SANTEE, CA 92071-4406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Grant Deed, Transfer · Conventional Mortgage MORTGAGE CAPITAL
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Sep 20, 2018	Affidavit of Death, Transfer CALIFORNIA TITLE COMPANY
Sep 20, 2018	Grant Deed, Transfer · VA Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	2026250555
Prior Transfer Date	Aug 27, 1993
Prior Transfer Doc	0000580397
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2026
Property Address	10350 EL TORO LN, SANTEE, CA 92071-4406
Document Number	0000250555
Instrument Date	Jul 31, 2026
Instrument	2026250555
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,213.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10350 EL TORO LN, SANTEE, CA 92071-4406

Mortgage

Document Number	0000250556,
Date	Aug 26, 2026
Instrument	2026250556

Lender

Name	MORTGAGE CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10350 EL TORO LN, SANTEE, CA 92071-4406
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10350 EL TORO LN, SANTEE, CA 92071-4406

Mortgage

Document Number	0000194434
Date	Mar 12, 2021
Instrument	2021-0194434

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10350 EL TORO LN, SANTEE, CA 92071-4406
Document Number	0000377385
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10350 EL TORO LN SANTEE CA 920714406, SANTEE, CA 92071-4406

Mortgage

Document Number	0000377385
Date	Sep 3, 2019
Instrument	377385

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2018
Property Address	10350 EL TORO LN, SANTEE, CA 92071-4406
Document Number	0000393085
Instrument Date	Aug 29, 2018
Instrument	393085
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	CALIFORNIA TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10350 EL TORO LN SANTEE CA 920714406, SANTEE, CA 92071-4406

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2018
Property Address	10350 EL TORO LN, SANTEE, CA 92071-4406
Document Number	0000393086
Map Reference	MAP 817
Instrument Date	Aug 23, 2018
Instrument	2018-0393086
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10350 EL TORO LN, SANTEE, CA 92071-4406

Mortgage

Document Number	0000393087
Date	Sep 20, 2018
Instrument	2018-0393087

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$515,427 (+2%) Land $129,721 Building $385,706
2025	$6,084.00 (+4.3%)	$505,322 (+4.04%) Land $127,178 Building $378,144
2023	$5,833.00 (+0.73%)	$485,702 Land $122,241 Building $363,461
2022	$5,791.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1980–1995)
Most Recent Claim	Feb 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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