San Diego County property record for 10346 el Toro Ln, Santee, CA 92071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,470 sqft · built 1971 |
| Lot Size | 0.164 acres (7,162 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $351,000 (Apr 2014) |
| Tax Bill | $5,123 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 384-400-48-00 |
| Primary APN | 384-400-48-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 7,162 sqft (0.164 acres) |
| Lot Dimensions | 90 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 3844001300 |
|---|---|
| Street Address | 10346 EL TORO LN |
| City | SANTEE |
| State | CA |
| Zip | 92071-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IL |
| Legal Description | BLK 16 LOT 1 W 90 FT OF S 100 FT OF NEQ OF TR 000817 |
| Legal Subdivision | RANCHO EL CAJON |
| Legal Tract | 000817 |
| Legal Block | 16 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 16617 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10346 EL TORO LN, SANTEE, CA 92071-4406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2014 · Amount on Record |
| Deed Sale | Apr 30, 2014 · Amount on Record |
| Prior Sale | Jan 29, 2001 · Amount on Record |
| Deed Document Number | 2014173753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10346 EL TORO LN, SANTEE, CA 92071-4406 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 10346 EL TORO LN, SANTEE, CA 92071-4406 |
| Document Number | 0000792569 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-0792569 |
| Name | GROVES CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RANCHO SANTA FE, CA 92091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $438,869 (+2%) Land $179,404 Building $259,465 | |
| 2025 | $5,123.00 (+4.38%) Homeowner's exemption | $430,265 (+4.04%) Land $175,887 Building $254,378 |
| 2023 | $4,908.00 (+0.78%) Homeowner's exemption | $413,559 Land $169,058 Building $244,501 |
| 2022 | $4,870.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1980–1995) |
| Most Recent Claim | Feb 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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