Madison County property record for 1035 Vineyard Way, Berea, KY 40403
| Property Type | Other |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $379,900 (Aug 2023) |
| Tax Bill | $3,582 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Sep 2022 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0032-0114 |
| Primary APN | 0073-0032-0114 |
|---|---|
| Alternative APNs |
|
| Account Number | 68852 |
|---|---|
| Street Address | 1035 VINEYARD WAY |
| City | BEREA |
| State | KY |
| Zip | 40403-9184 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | VINEYARD ESTS LOT 114 PH 3A & 3B |
| Legal Subdivision | VINEYARD |
| Legal Phase | 3A |
| Legal Lot Number | 114 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1096 |
| Census Tract | 11202 |
1035 Vineyard Way is owned and occupied by an individual who bought it in August 2023.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1035 VINEYARD WAY, BEREA, KY 40403-9184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 1, 2022 | Warranty Deed, Construction Loan · Construction Mortgage WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2023 · Amount on File |
| Deed Sale | Aug 16, 2023 · Amount on File |
| Prior Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 2014161932 |
| Deed Book / Page | D842 / 224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 16, 2023 |
| Property Address | 1035 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | 00D842/224 |
| Book / Page | D842 / 224 |
| Map Reference | MB 30 PG 42 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2014161932 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 945 AUCKLAND AVE, RICHMOND, KY 40475-6526 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1035 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | 2014161935 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 2014161935 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 1, 2022 |
| Property Address | 1035 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | 00D828/536 |
| Book / Page | D828 / 536 |
| Map Reference | MB 30 PG 42 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2014109966 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $38.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1604 MERLOT CT, BEREA, KY 40403-8049 |
| Name | Verified Name |
|---|---|
| Address | 945 AUCKLAND AVE, RICHMOND, KY 40475-6526 |
| Document Number | 2014109967 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 2014109967 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Aug 30, 2023 |
The 2025 property tax bill for 1035 Vineyard Way was $3,582 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,582.00 Additional exemption filed | $379,900 | $379,900 |
| 2023 | $368.00 (+89.69%) | $38,000 (+9%) | $38,000 (+9%) |
| 2022 | $194.00 | $20,000 | $20,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1035 Vineyard Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1035 Vineyard Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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