Madison County property record for 1034 Vineyard Way, Berea, KY 40403
| Property Type | Other |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Jun 2023) |
| Tax Bill | $4,432 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jun 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0032-0053 |
| Primary APN | 0073-0032-0053 |
|---|---|
| Alternative APNs |
|
| Account Number | 41732 |
|---|---|
| Street Address | 1034 VINEYARD WAY |
| City | BEREA |
| State | KY |
| Zip | 40403-9184 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | VINEYARD ESTS LOT 53 |
| Legal Subdivision | VINEYARD |
| Legal Lot Number | 53 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 11202 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1034 VINEYARD WAY, BEREA, KY 40403-9184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Jun 3, 2022 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Jun 13, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 22, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on Record |
| Deed Sale | Jun 13, 2023 · Amount on Record |
| Prior Sale | Apr 22, 2022 · Amount on Record |
| Deed Document Number | 2014150382 |
| Deed Book / Page | D839 / 503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1034 VINEYARD WAY, BEREA, KY 40403-9184 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 226 TERRI AVE, BEREA, KY 40403-1818 |
| Document Number | 0M2235/162 |
|---|---|
| Date | May 19, 2023 |
| Book Page | M2235/162 |
| Instrument | 2014146110 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 2 Months |
| Due | Jul 17, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1034 VINEYARD WAY, BEREA, KY 40403-9184 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 226 TERRI AVE, BEREA, KY 40403-1818 |
| Document Number | 0M2164/738 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | M2164/738 |
| Instrument | 2014094715 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | May 27, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 13, 2023 |
| Property Address | 1034 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | 00D839/503 |
| Book / Page | D839 / 503 |
| Map Reference | MB 30 PG 42 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2014150382 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 TERRI AVE, BEREA, KY 40403-1818 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1034 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | 2014150385 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2014150385 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 22, 2022 |
| Property Address | 1034 VINEYARD WAY, BEREA, KY 40403-9184 |
| Document Number | 00D822/155 |
| Book / Page | D822 / 155 |
| Map Reference | MB 30 PG 42 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2014088278 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1604 MERLOT CT, BEREA, KY 40403-8049 |
| Name | Verified Name |
|---|---|
| Address | 226 TERRI AVE, BEREA, KY 40403-1818 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,432.00 (+1,030.61%) Additional exemption filed | $470,000 (+1,060.49%) | $470,000 (+1,060.49%) |
| 2023 | $392.00 | $40,500 | $40,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
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