1035 Olive Ave, Ramona, CA 92065 Property Records

San Diego County property record for 1035 Olive Ave, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,497 sqft · built 1977
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$793,000 (Oct 2020)
Tax Bill	$7,451 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`280-110-55-00`

Property Details

APN / Parcel Number

Primary APN	`280-110-55-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,497 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	100,188 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1035 OLIVE AVE
City	RAMONA
State	CA
Zip	92065-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 89 (EX ELY 25 FT)ALL OF TR 000656
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	000656
Legal Block	1
Legal Lot Number	89
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1000
Census Tract	20812

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1035 OLIVE AVE, RAMONA, CA 92065-1511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 22, 2020	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Nov 30, 2015 · Amount on Record
Deed Document Number	2020649381
Prior Transfer Date	Jun 4, 2003
Prior Transfer Doc	0000711018
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1035 OLIVE AVE, RAMONA, CA 92065-1511
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 OLIVE AVE, RAMONA, CA 92065-1511

Mortgage

Document Number	0000312419
Date	Nov 5, 2025
Instrument	2025-0312419

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2020
Property Address	1035 OLIVE AVE, RAMONA, CA 92065-1511
Document Number	0000649381
Map Reference	MAP 656
Instrument Date	Oct 7, 2020
Instrument	2020-0649381
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1035 OLIVE AVE, RAMONA, CA 92065-1511

Mortgage

Document Number	0000649382
Date	Oct 22, 2020
Instrument	2020-0649382

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$872,221 (+2%) Land $430,590 Building $441,631
2025	$7,451.00 (+5.88%)	$855,120 (+4.04%) Land $422,148 Building $432,972
2023	$7,037.00 (-2.33%)	$821,916 Land $405,756 Building $416,160
2022	$7,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 64% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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