1023 Olive Ave, Ramona, CA 92065 Property Records

San Diego County property record for 1023 Olive Ave, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,323 sqft · built 2009
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Company Names on Record
Last Sale	$1,129,000 (Mar 2026)
Tax Bill	$7,921 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`280-110-15-00`

Property Details

APN / Parcel Number

Primary APN	`280-110-15-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,323 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	108,900 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1023 OLIVE AVE
City	RAMONA
State	CA
Zip	92065-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 90 TR 000656
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	000656
Legal Block	1
Legal Lot Number	90
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1000
Census Tract	20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1023 OLIVE AVE, RAMONA, CA 92065-1511
Owner Type	Company
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage LENDSURE MORTGAGE CORP
Mar 11, 2026	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Jan 8, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 20, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jul 19, 2018	Grant Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	202666642
Prior Transfer Date	Jul 18, 2016
Prior Transfer Doc	0000401260
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1023 OLIVE AVE, RAMONA, CA 92065-1511
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 OLIVE AVE, RAMONA, CA 92065-1511

Mortgage

Document Number	0000206867
Date	Aug 5, 2024
Instrument	2024-0206867

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 4, 2025

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2026
Property Address	1023 OLIVE AVE, RAMONA, CA 92065-1511
Document Number	0000066642
Map Reference	MAP 656
Instrument Date	Feb 12, 2026
Instrument	2026-0066642
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1023 OLIVE AVE, RAMONA, CA 92065-1511

Mortgage

Document Number	0000066643
Date	Mar 11, 2026
Instrument	2026-0066643

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1023 OLIVE AVE, RAMONA, CA 92065-1511
Document Number	0000017017
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1023 OLIVE AVE RAMONA CA 920651511, RAMONA, CA 92065-1511

Mortgage

Document Number	0000017017
Date	Jan 13, 2020
Instrument	17017

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1023 OLIVE AVE, RAMONA, CA 92065-1511
Document Number	0000208707
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1023 OLIVE AVE RAMONA CA 920651511, RAMONA, CA 92065-1511

Mortgage

Document Number	0000208707
Date	May 31, 2019
Instrument	208707

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 19, 2018
Property Address	1023 OLIVE AVE, RAMONA, CA 92065-1511
Document Number	0000293774
Instrument Date	Jun 11, 2018
Instrument	293774
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1023 OLIVE AVE RAMONA CA 920651511, RAMONA, CA 92065-1511

Mortgage

Document Number	293775
Date	Jul 19, 2018
Instrument	293775

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$739,581 (+2%) Land $270,020 Building $469,561
2025	$7,921.00 (-0.4%)	$725,080 (+4.04%) Land $264,726 Building $460,354
2024	$7,953.00 (+7.28%)
2023	$7,413.00 (-1.05%)	$696,927 Land $254,448 Building $442,479
2022	$7,492.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	75 / 20

May also be available: T-Mobile, Verizon.

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