1035 Oak Dr, Denison, TX 75020 Property Records

Grayson County property record for 1035 Oak Dr, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details1,527 sqft · built 2024
Lot Size0.273 acres (11,879 sqft)
OwnerIndividual Name on Record
Last Sale$295,600 (Nov 2024)
Tax Bill$1,127 (2024)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APND005 3695002

Property Details

APN / Parcel Number

Primary APND005 3695002
Alternative APN
  • 445795

Interior

Stories1 Story
Building Area1,527 sqft Living Area
Gross Area1,974 sqft
1st Floor Area1,527 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area11,879 sqft (0.273 acres)
Garage TypeAttached
Garage Area447 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area119 sqft

Location & Zoning

Street Address1035 OAK DR
CityDENISON
StateTX
Zip75020-1222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH OAK ADDITION REPLAT LT 4, LOT 4R-2, ACRES 0.2727
Legal SubdivisionNORTH OAK ADDITION REPLAT LT 4
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1013
Census Tract400

Owner

Source: Grayson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1035 OAK DR, DENISON, TX 75020-1222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 27, 2024 · Amount on Record
Deed SaleNov 27, 2024 · Amount on Record
Deed Document Number202432705
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1035 OAK DR, DENISON, TX 75020-1222
Transaction TypeMortgage
Record UpdatedOct 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1035 OAK DR, DENISON, TX 75020-1222

Mortgage

Document Number0000023802
DateSep 15, 2025
Instrument2025-23802
Lender
NameSWIFT HOME LOANS INC
TypeMortgage Company
Address255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$283,670 Land $48,426 Building $235,244$283,670 Land $48,426 Building $235,244
2024$1,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2007–2015)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Bluepeak
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Nextlink
Fixed Wireless
400 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: 360 Broadband, TekWav, Verizon.

Nearby Properties on Oak Dr

Nearby Streets

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