Grayson County property record for 1034 Oak Dr, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 1,616 sqft · built 2021 |
| Lot Size | 0.442 acres (19,297 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,295 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D005 3587001 |
| Primary APN | D005 3587001 |
|---|---|
| Alternative APN |
|
| Building Area | 1,616 sqft Living Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 19,297 sqft (0.442 acres) |
| Lot Dimensions | 193 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Account Number | 407983 |
|---|---|
| Street Address | 1034 OAK DR |
| City | DENISON |
| State | TX |
| Zip | 75020-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDNER SUBDIVISION REPLAT, LOT 1R, ACRES .443 |
| Legal Subdivision | GARDNER SUBDIVISION REPLAT |
| Legal Lot Number | 1R |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 400 |
1034 Oak Dr is owned and occupied by two individuals who acquired it in August 2020.
Source: Grayson County records, as of October 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1034 OAK DR, DENISON, TX 75020-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 |
| Deed Sale | Aug 28, 2020 |
| Deed Document Number | 2020-23072 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1034 OAK DR, DENISON, TX 75020-1215 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Title Company | GRANT COUNTY TITLE, GRAYSON COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003594 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022-3594 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $359,405 Land $84,907 Building $274,498 | $359,405 Land $84,907 Building $274,498 | |
| 2024 | $5,295.00 | ||
| 2023 | $349,461 Land $64,452 Building $285,009 | $349,461 Land $64,452 Building $285,009 | |
| 2022 | $6,645.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1034 Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1034 Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 400 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: 360 Broadband, TekWav, Verizon.
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