1035 N Elm Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 1035 N Elm Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,468 sqft · built 1921
Lot Size	0.439 acres (19,109 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jan 2004)
Tax Bill	$1,011 (2024)
Deeds & Mortgages	Mar 2017 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023E-A-014.00`

Property Details

APN / Parcel Number

Primary APN	`023E-A-014.00`
Alternative APNs	`03023EA023E01400` `086023E A 01400`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	1,648 sqft
1st Floor Area	1,468 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,109 sqft (0.439 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	372 sqft
Deck Area	410 sqft
Patio Area	410 sqft
Utility Building	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1035 N ELM AVE
City	ERWIN
State	TN
Zip	37650-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E D CO BLK D LOT 26 & 27 125X150
Legal Subdivision	E D CO
Legal Block	D
Legal Lot Number	26&27
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	4
Census Block	4008
Census Tract	80400

Owner

1035 N Elm Ave is owned and occupied by two individuals who acquired it in August 2017.

Source: Unicoi County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1035 N ELM AVE, ERWIN, TN 37650-1501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN COMMERCE BANK
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN CMRC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2004 · Amount on File
Deed Sale	Jan 2, 2004 · Amount on File
Prior Sale	Jan 2, 2003 · Amount on File
Deed Book / Page	265 / 804
Last Transfer Date	Aug 24, 2017
Transfer Doc	0000406209
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1035 N ELM AVE, ERWIN, TN 37650-1501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	401928
Date	Mar 6, 2017
Book Page	401/928
Instrument	17000427

Lender

Name	MOUNTAIN COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2027

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1035 N ELM AVE, ERWIN, TN 37650-1501
Document Number	401928
Book / Page	000401 / 000928
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 13, 2017
Title Company	DEBBIE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1035 N ELM AVE ERWIN TN 376501501, ERWIN, TN 37650-1501

Mortgage

Document Number	401928
Date	Mar 6, 2017
Book Page	000401/000928
Instrument	427

Lender

Name	MOUNTAIN CMRC BK
Type	Bank
Address	KNOXVILLE, TN 37919

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 5, 2027

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,725 Land $7,825 Building $30,900	$154,900 Land $31,300 Building $123,600
2024	$1,011.00
2023		$38,725 (-) Land $7,825 Building $30,900
2022	$910.00	$38,725 Land $7,825 Building $30,900	$154,900 Land $31,300 Building $123,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1035 N Elm Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2001–2020)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1035 N Elm Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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