1027 N Elm Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 1027 N Elm Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,249 sqft · built 1910
Lot Size	0.257 acres (11,203 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Jun 2026)
Tax Bill	$648 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023E-A-015.00`

Property Details

APN / Parcel Number

Primary APN	`023E-A-015.00`
Alternative APNs	`086023E A 01500` `000004563`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,249 sqft Living Area
Gross Area	1,305 sqft
1st Floor Area	1,249 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,203 sqft (0.257 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	1 sqft
Porch	Enclosed/Finished Porch
Porch Area	389 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1027 N ELM AVE
City	ERWIN
State	TN
Zip	37650-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E D CO BLK D LOT 29 & 75X150
Legal Subdivision	E D CO
Legal Block	D
Legal Lot Number	29
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	4
Census Block	4008
Census Tract	80400

Owner

1027 N Elm Ave is owned and occupied by an individual who bought it in June 2026.

Source: Unicoi County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1027 N ELM AVE, ERWIN, TN 37650-1501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 25, 2022	Warranty Deed, Transfer NOT AVAILABLE, RELIABLE T&E LLC
Nov 5, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 5, 2021	Deed, Transfer DEBBIE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Aug 25, 2022 · Amount on File
Deed Document Number	20261258
Deed Book / Page	505 / 49
Prior Transfer Date	Sep 25, 2012
Prior Transfer Doc	0000036310
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 18, 2026
Property Address	1027 N ELM AVE, ERWIN, TN 37650-1501
Document Number	0000001258
Book / Page	505 / 49
Instrument Date	Jun 16, 2026
Instrument	20261258
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$68,013.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 N ELM AVE, ERWIN, TN 37650-1501

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 25, 2022
Property Address	1027 N ELM AVE, ERWIN, TN 37650-1501
Document Number	0000462781
Book / Page	462 / 781
Instrument Date	Aug 24, 2022
Instrument	22001836
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	NOT AVAILABLE, RELIABLE T&E LLC

Transaction

Amount	Amount on Record
Tax	$695.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2493 W VINA DEL MAR BLVD, ST PETE BEACH, FL 33706-2847

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1027 N ELM AVE, ERWIN, TN 37650-1501
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	452524
Date	Nov 5, 2021
Book Page	452/524
Instrument	21002454

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	1027 N ELM AVE, ERWIN, TN 37650-1501
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	444382
Date	Apr 12, 2021
Book Page	444/382
Instrument	21000756

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Oct 1, 2050

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNICOI TN
Recording Date	Feb 5, 2021
Property Address	1027 N ELM AVE, ERWIN, TN 37650-1501
Document Number	0000044262
Book / Page	442 / 62
Instrument Date	Sep 14, 2020
Instrument	21000276
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	DEBBIE TITLE

Transaction

Amount	Amount on Record
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 N ELM AVE, ERWIN, TN 37650-1501

Tax Assessment & Valuation

The 2025 property tax bill for 1027 N Elm Ave was $648.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$648.00	$24,825 Land $4,700 Building $20,125	$99,300 Land $18,800 Building $80,500
2024	$648.00
2023		$24,825 (-) Land $4,700 Building $20,125
2022	$584.00	$24,825 Land $4,700 Building $20,125	$99,300 Land $18,800 Building $80,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1027 N Elm Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2001–2020)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 N Elm Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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