Hamilton County property record for 10347 Lochcrest Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,924 sqft · built 1965 |
| Lot Size | 0.456 acres (19,863 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Apr 2023) |
| Tax Bill | $5,925 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0170-0147-00 |
| Primary APN | 590-0170-0147-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,924 sqft Living Area |
| Gross Area | 3,824 sqft |
| 1st Floor Area | 1,280 sqft |
| 2nd Floor Area | 1,044 sqft |
| Basement Area | 972 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 372 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 19,863 sqft (0.456 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 10347 LOCHCREST DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOCHCREST DR 100 X 200 LOT 171 LAKESHORE ESTS SUB BLK C PT 1 |
| Legal Subdivision | LAKESHORE ESTS SUB |
| Legal Block | C |
| Legal Lot Number | 171 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21504 |
10347 Lochcrest Dr is owned and occupied by two individuals who bought it in April 2023.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10347 LOCHCREST DR, CINCINNATI, OH 45231-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MIAMI SAVINGS BANK |
| Apr 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage MIAMI SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on File |
| Deed Sale | Apr 24, 2023 · Amount on File |
| Deed Document Number | 202327325 |
| Deed Book / Page | 14901 / 455 |
| Prior Transfer Date | Apr 29, 2009 |
| Prior Transfer Doc | 0000000812 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10347 LOCHCREST DR, CINCINNATI, OH 45231-2737 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000035597 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 14925/860 |
| Instrument | 2023-0035597 |
| Name | MIAMI SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MIAMITOWN, OH 45041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | May 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.37% |
| Index | 1-Year T-Bill |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 24, 2023 |
| Property Address | 10347 LOCHCREST DR, CINCINNATI, OH 45231-2737 |
| Document Number | 0000027325 |
| Book / Page | 14901 / 455 |
| Map Reference | MB 17 PG 17&18 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023-0027325 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10347 LOCHCREST DR, CINCINNATI, OH 45231-2737 |
| Document Number | 0000027326 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023-0027326 |
| Name | MIAMI SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.37% |
| Index | 1-Year T-Bill |
| Max Rate | 11.3% |
The 2025 property tax bill for 10347 Lochcrest Dr was $5,925, up 2.7% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,925.00 (+2.65%) | $87,087 (-) Land $15,050 Building $72,037 | $248,820 Land $43,000 Building $205,820 |
| 2024 | $5,772.00 (+16.3%) | $87,087 (-) Land $15,050 Building $72,037 | |
| 2023 | $4,963.00 (-6.53%) Homeowner's exemption | $87,087 (+27.64%) Land $15,050 Building $72,037 | $248,820 Land $43,000 Building $205,820 |
| 2022 | $5,310.00 Homeowner's exemption | $68,226 Land $12,705 Building $55,521 | |
| 2020 | $194,930 Land $36,300 Building $158,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10347 Lochcrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10347 Lochcrest Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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