Hamilton County property record for 10346 Lochcrest Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,040 sqft · built 1965 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $155,800 (Sep 1999) |
| Tax Bill | $5,612 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0170-0144-00 |
| Primary APN | 590-0170-0144-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| 2nd Floor Area | 1,040 sqft |
| Basement Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10346 LOCHCREST DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOCHCREST DR 100 X 200 LOT 96 LAKESHORE ESTS SUBBLK C PT 1 |
| Legal Subdivision | LAKESHORE ESTATES SUB |
| Legal Block | C |
| Legal Lot Number | 96 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 21504 |
The current owner of 10346 Lochcrest Dr bought it in September 1999.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 10346 LOCHCREST DR, CINCINNATI, OH 45231-2741 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Apr 17, 2019 | Deed of Trust, Mortgage · Line of Credit UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 1999 · Amount on File |
| Deed Sale | Sep 17, 1999 · Amount on File |
| Deed Document Number | 99-188386 |
| Deed Book / Page | 8067 / 02303 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10346 LOCHCREST DR, CINCINNATI, OH 45231-2741 |
| Document Number | 0000053082 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10346 LOCHCREST DR CINCINNATI OH 452312741, CINCINNATI, OH 45231-2741 |
| Document Number | 0000053082 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 014183/003125 |
| Instrument | 53082 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 4, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10346 LOCHCREST DR, CINCINNATI, OH 45231-2741 |
| Document Number | 0000039672 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10346 LOCHCREST DR CINCINNATI OH 452312741, CINCINNATI, OH 45231-2741 |
| Document Number | 0000039672 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 013923/001364 |
| Instrument | 39672 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 21, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10346 Lochcrest Dr was $5,612, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,612.00 (+2.52%) | $82,236 (-) Land $15,050 Building $67,186 | |
| 2024 | $5,474.00 (+4.15%) | $82,236 (-) Land $15,050 Building $67,186 | |
| 2023 | $5,256.00 (-5.71%) | $82,236 (+25.73%) Land $15,050 Building $67,186 | $234,960 Land $43,000 Building $191,960 |
| 2022 | $5,574.00 Homeowner's exemption | $65,408 Land $12,705 Building $52,703 | |
| 2020 | $186,880 Land $36,300 Building $150,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10346 Lochcrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10346 Lochcrest Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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