Saginaw County property record for 10345 Carter Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,920 sqft |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (Jul 2012) |
| Tax Bill | $2,081 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-05-4006-000 |
| Primary APN | 29-13-3-05-4006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Exterior Material | Block |
|---|---|
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Covered Porch |
| Porch Area | 384 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10345 CARTER RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1-AGRI |
| Legal Description | S 165 FT OF N 330 FT OF E 264 FT OF S 1/2 OF N 1/2 OF SE 1/4 OF SEC 5 1.0 ACRE SEC 05 T13N R3E |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 05 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10102 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10345 CARTER RD, FREELAND, MI 48623-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST CU |
| Nov 20, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN FINANCING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2012 · Amount on Record |
| Deed Sale | Jul 25, 2012 · Amount on Record |
| Deed Document Number | 201224116 |
| Deed Book / Page | 2681 / 415 |
| Last Transfer Date | Oct 14, 2019 |
| Transfer Doc | 0000028466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 10345 CARTER RD, FREELAND, MI 48623-9727 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10345 CARTER RD, FREELAND, MI 48623-9727 |
| Document Number | 0000022536 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 2023022536 |
| Name | FAMILY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 3, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 20, 2019 |
| Property Address | 10345 CARTER RD, FREELAND, MI 48623-9727 |
| Document Number | 0000028466 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 28466 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10345 CARTER RD FREELAND MI 486239727, FREELAND, MI 48623-9727 |
| Document Number | 28467 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 28467 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2049 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,200 (+21.09%) | $204,400 (+21.09%) | |
| 2025 | $2,081.00 (+24.24%) Homeowner's exemption | ||
| 2023 | $84,400 | $168,800 | |
| 2022 | $1,675.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2017–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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