9785 Carter Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 9785 Carter Rd, Freeland, MI 48623

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1920
Lot Size2.04 acres (88,862 sqft)
Owner2 Individual Names on File
Last Sale$71,400 (Mar 2003)
Tax Bill$1,956 (2025)
Flood ZoneZone X (minimal risk)
APN29-13-3-08-1001-001

Property Details

APN / Parcel Number

Primary APN29-13-3-08-1001-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft
Basement Area1,680 sqft
Unfinished Basement1,680 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area88,862 sqft (2.04 acres)

Exterior Amenities

PorchCovered Porch
Porch Area120 sqft
Deck AreaDeck Area
Patio Area2,215 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address9785 CARTER RD
CityFREELAND
StateMI
Zip48623-9052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1-AGRI
Legal DescriptionS 319 FT OF E 278 FT OF N 1/2 OF NE 1/4 2.04 ACRES SEC 8 T13N R3E
Legal Range03E
Legal Township13N
Legal Section08
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1019
Census Tract10102

Owner

9785 Carter Rd is owned and occupied by two individuals who acquired it in November 2003.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address9785 CARTER RD, FREELAND, MI 48623-9052
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2003 · Amount on File
Deed SaleMar 13, 2003 · Amount on File
Prior SaleSep 10, 1990 · Amount on File
Deed Document Number20037126990
Deed Book / Page2242 / 420
Last Transfer DateNov 12, 2003
Transfer Doc0007184499
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 9785 Carter Rd was $1,956 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$131,000$262,000
2025$1,956.00 Homeowner's exemption
2023$102,300$204,600
2022$1,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9785 Carter Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2017–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9785 Carter Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carter Rd

Nearby Streets

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