Hernando County property record for 10343 Hemlock St, Spring Hill, FL 34608
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 2,514 sqft · built 1982 |
| Lot Size | 0.124 acres (5,412 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Oct 2021) |
| Tax Bill | $5,230 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5170-1138-0090 |
| Primary APN | R32-323-17-5170-1138-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,514 sqft Living Area |
| Gross Area | 2,874 sqft |
| 1st Floor Area | 2,514 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 5,412 sqft (0.124 acres) |
| Lot Dimensions | 132 ft deep x 82 ft wide |
| Pool Area | 180 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 832 sqft |
| Deck Area | 192 sqft |
| Patio Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00624257 |
|---|---|
| Street Address | 10343 HEMLOCK ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-7235 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SPRING HILL UNIT 17 BLK 1138 LOT 9 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 17 |
| Legal Block | 1138 |
| Legal Lot Number | 9 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 41105 |
10343 Hemlock St, a duplex, is owned by an individual who bought it in October 2021.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 565 ALPINE THISTLE DR, BROOKSVILLE, FL 34604-1466 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 1, 2017 | Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on File |
| Deed Sale | Oct 29, 2021 · Amount on File |
| Prior Sale | Jul 17, 2018 · Amount on File |
| Deed Document Number | 202181698 |
| Deed Book / Page | 4077 / 870 |
| Prior Transfer Date | Sep 8, 2021 |
| Prior Transfer Doc | 0000068992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 29, 2021 |
| Property Address | 10343 HEMLOCK ST, SPRING HILL, FL 34608-7235 |
| Document Number | 0040770870 |
| Book / Page | 4077 / 870 |
| Map Reference | MB 9 PG 31 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021081698 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1480 HAMMOCK RIDGE RD # RD3301, RD3301, CLERMONT, FL 34711-6378 |
| Name | Verified Name |
|---|---|
| Address | 565 ALPINE THISTLE DR, BROOKSVILLE, FL 34604-1466 |
| Document Number | 0004077872 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 4077/872 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 17, 2018 |
| Property Address | 10343 HEMLOCK ST, SPRING HILL, FL 34608-7235 |
| Document Number | 0036040753 |
| Book / Page | 003604 / 000753 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 43112 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $542.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10343 HEMLOCK ST SPRING HILL FL 346087235, SPRING HILL, FL 34608-7235 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 1, 2017 |
| Property Address | 10343 HEMLOCK ST, SPRING HILL, FL 34608-7235 |
| Document Number | 0034931550 |
| Book / Page | 3493 / 1550 |
| Map Reference | MB9 PG31 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 2017044008 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,113.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1425 MEADOW LN, 1425, YELLOW SPRINGS, OH 45387-1221 |
| Name | Verified Name |
|---|---|
| Address | 10341 HEMLOCK ST # 10343, 10343, SPRING HILL, FL 34608-7235 |
| Document Number | 34931552 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 3493/1552 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 10343 Hemlock St was $5,230.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,230.00 | $272,240 Land $46,652 Building $225,588 | $272,240 Land $46,652 Building $225,588 |
| 2023 | $271,006 (+1%) Land $36,354 Building $234,652 | ||
| 2022 | $4,343.00 | $246,369 Land $26,518 Building $219,851 | $306,852 Land $53,578 Building $253,274 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10343 Hemlock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10343 Hemlock St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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