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10321 Hemlock St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10321 Hemlock St, Spring Hill, FL 34608

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 2,234 sqft · built 2007
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Oct 2025)
Tax Bill$5,650 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5170-1138-0110

Property Details

APN / Parcel Number

Primary APNR32-323-17-5170-1138-0110
Alternative APNs
  • 00624275
  • 624275

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms6 Rooms
Units2 Units
Stories1 Story
Building Area2,234 sqft Living Area
Gross Area2,882 sqft
1st Floor Area2,234 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2009
Architectural StyleDuplex Single
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area598 sqft
PorchOpen Porch
Porch Area50 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00624275
Street Address10321 HEMLOCK ST
CitySPRING HILL
StateFL
Zip34608-7235
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSPRING HILL UNIT 17 BLK 1138 LOT 11
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 17
Legal Block1138
Legal Lot Number11
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2007
Census Tract41105

Owner

10321 Hemlock St, a duplex, is owned by two individuals who bought it in October 2025.

Source: Hernando County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address11312 RAINBOW WOODS LOOP, SPRING HILL, FL 34609-9147
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 12, 2023Warranty Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2025 · Amount on File
Deed SaleOct 15, 2025 · Amount on File
Prior SaleSep 12, 2023 · Amount on File
Deed Document Number202571767
Deed Book / Page4622 / 524
Prior Transfer DateFeb 12, 2014
Prior Transfer Doc0030751449
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 15, 2025
Property Address10321 HEMLOCK ST, SPRING HILL, FL 34608-7235
Document Number0046220524
Book / Page4622 / 524
Map ReferenceMB 9 PG 31
Instrument DateOct 7, 2025
Instrument2025071767
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11616 SWEET TANGERINE LN, TAMPA, FL 33626-5115

Transferred To (Grantee/Buyer)

NameVerified Name
Address11312 RAINBOW WOODS LOOP, SPRING HILL, FL 34609-9147

Mortgage

Document Number0004622526
DateOct 15, 2025
Instrument4622/526
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 12, 2023
Property Address10321 HEMLOCK ST, SPRING HILL, FL 34608-7235
Document Number0043391037
Book / Page4339 / 1037
Map ReferenceMB 9 PG 31
Instrument DateAug 25, 2023
Instrument2023056444
Transaction TypeTransfer
Record UpdatedNov 7, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,331.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3939 ROUND LAKE RD, ZELLWOOD, FL 32798-5413

Transferred To (Grantee/Buyer)

NameVerified Name
Address11616 SWEET TANGERINE LN, TAMPA, FL 33626-5115
InvestorPossibly a Property Investor

Mortgage

Document Number0043391039
DateSep 12, 2023
Instrument4339/1039
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 10321 Hemlock St was $5,650, up 24.9% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,650.00 (+24.86%)$301,676 (-0.97%) Land $45,000 Building $256,676$301,676 (-0.97%) Land $45,000 Building $256,676
2024$4,525.00$304,638 (+22.26%) Land $45,000 Building $259,638$304,638 Land $45,000 Building $259,638
2023$249,175 (-5.54%) Land $249,175
2022$4,293.00$263,780 Land $25,600 Building $238,180$329,490 Land $51,600 Building $277,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10321 Hemlock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10321 Hemlock St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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