10340 Castillo Ct, Clermont, FL 34711 Property Records

Lake County property record for 10340 Castillo Ct, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,284 sqft · built 1995
Lot Size	0.434 acres (18,920 sqft)
Owner	2 Individual Names on File
Last Sale	$19,900 (Jun 1995)
Tax Bill	$2,799 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0400-000-03000`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0400-000-03000`
Alternative APN	`3373545`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,284 sqft Living Area
1st Floor Area	2,284 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	18,920 sqft (0.434 acres)
Garage Type	Finished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	706 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3373545
Street Address	10340 CASTILLO CT
City	CLERMONT
State	FL
Zip	34711-7224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTAS SUB LOT 30 PB 29 PGS 76-77 ORB 1368 PG 340
Legal Range	26E
Legal Township	23S
Legal Section	08
Legal Subdivision	VISTAS
Legal Tract	400
Legal Lot Number	30
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3001
Census Tract	31316

Owner

10340 Castillo Ct is owned and occupied by two individuals who bought it in June 1995.

Source: Lake County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10340 CASTILLO CT, CLERMONT, FL 34711-7224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jan 12, 2018	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 1995 · Amount on File
Deed Sale	Jun 14, 1995 · Amount on File
Deed Document Number	0136800340
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10340 CASTILLO CT, CLERMONT, FL 34711-7224
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10340 CASTILLO CT, CLERMONT, FL 34711-7224
Investor	Possibly a Property Investor

Mortgage

Document Number	0056241991
Date	Jan 21, 2021
Book Page	5624/1991
Instrument	2021008764

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10340 CASTILLO CT, CLERMONT, FL 34711-7224
Document Number	0054080887
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10340 CASTILLO CT CLERMONT FL 347117224, CLERMONT, FL 34711-7224

Mortgage

Document Number	0054080887
Date	Jan 21, 2020
Book Page	005408/000887
Instrument	7729

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10340 CASTILLO CT, CLERMONT, FL 34711-7224
Document Number	0050551954
Book / Page	005055 / 001954
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10340 CASTILLO CT CLERMONT FL 347117224, CLERMONT, FL 34711-7224

Mortgage

Document Number	0050551954
Date	Jan 19, 2018
Book Page	005055/001954
Instrument	7174

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,890 Land $100,000 Building $98,890	$411,772 Land $100,000 Building $311,772
2024	$2,799.00 (+9.64%)
2023	$2,553.00 (+9.24%) Homeowner's exemption	$187,660 (+3%)	$391,057 (+20.03%) Land $100,000 Building $291,057
2022	$2,337.00 Homeowner's exemption	$182,200	$325,793 Land $43,000 Building $282,793

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10340 Castillo Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10340 Castillo Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Summit Broadband, Verizon.

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