10312 Castillo Ct, Clermont, FL 34711 Property Records

Lake County property record for 10312 Castillo Ct, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,907 sqft · built 1999
Lot Size	0.29 acres (12,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,900 (Nov 2021)
Tax Bill	$4,839 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0415-000-00500`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0415-000-00500`
Alternative APNs	`262308041500000500` `3604598`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,907 sqft Living Area
Gross Area	2,327 sqft
1st Floor Area	1,907 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,613 sqft (0.29 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3604598
Street Address	10312 CASTILLO CT
City	CLERMONT
State	FL
Zip	34711-7224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	2ND ADD TO VISTAS SUB LOT 5 PB 35 PGS 88-89 ORB 5837 PG 2210
Legal Range	26E
Legal Township	23S
Legal Section	8
Legal Subdivision	2ND ADD TO VISTAS SUB
Legal Tract	0415
Legal Block	3
Legal Lot Number	5
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3001
Census Tract	31316

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10312 CASTILLO CT, CLERMONT, FL 34711-7224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Oct 22, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Oct 2, 2018	Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	2021158778
Deed Book / Page	5837 / 2210
Prior Transfer Date	Sep 11, 2018
Prior Transfer Doc	0051710419
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 16, 2021
Property Address	10312 CASTILLO CT, CLERMONT, FL 34711-7224
Document Number	0058372210
Book / Page	5837 / 2210
Map Reference	MB 35 PG 88&89
Instrument Date	Oct 29, 2021
Instrument	2021158778
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	NEW BEGINNINGS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,624.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10312 CASTILLO CT, CLERMONT, FL 34711-7224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10312 CASTILLO CT, CLERMONT, FL 34711-7224

Mortgage

Document Number	0058372212
Date	Nov 16, 2021
Instrument	5837/2212

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10312 CASTILLO CT, CLERMONT, FL 34711-7224
Document Number	0053651078
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10312 CASTILLO CT CLERMONT FL 347117224, CLERMONT, FL 34711-7224

Mortgage

Document Number	0053651078
Date	Oct 29, 2019
Book Page	005365/001078
Instrument	122391

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 2, 2018
Property Address	10312 CASTILLO CT, CLERMONT, FL 34711-7224
Document Number	0051781719
Book / Page	5178 / 1719
Map Reference	MB 35 PG 88&89
Instrument Date	Sep 21, 2018
Instrument	2018115887
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	CONCIERGE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3517 LORNA RD, 3517, HOOVER, AL 35216-0906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 121568, CLERMONT, FL 34712-1568

Mortgage

Document Number	2018115888
Date	Oct 2, 2018
Instrument	2018115888

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Sep 17, 2018
Property Address	10312 CASTILLO CT, CLERMONT, FL 34711-7224
Document Number	0051710419
Book / Page	005171 / 000419
Instrument Date	Sep 11, 2018
Instrument	109590
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10312 CASTILLO CT CLERMONT FL 347117224, CLERMONT, FL 34711-7224

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,185 (-) Land $100,000 Building $257,185	$357,185 (-) Land $100,000 Building $257,185
2025		$357,185 (+4.94%) Land $100,000 Building $257,185	$357,185 (+4.94%) Land $100,000 Building $257,185
2024	$4,839.00 (+5.63%)
2023	$4,581.00 (+2%) Homeowner's exemption	$340,366 (-0.9%)	$340,366 (-0.9%) Land $100,000 Building $240,366
2022	$4,491.00 Homeowner's exemption	$343,457	$343,457 Land $43,000 Building $300,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Summit Broadband, Verizon.

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