Seneca County and Waterloo Town property record for 1016 Waterloo Geneva Rd, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,250 sqft · built 1952 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Aug 2025) |
| Tax Bill | $2,644 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jul 2022 Mortgage + 4 more |
| APN | 453889 21-2-25.1 |
| Primary APN | 453889 21-2-25.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 866 sqft |
| Upper Floors Area | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 36,155 sqft (0.83 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 25 sqft |
| Porch | Porch |
| Porch Area | 230 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1016 WATERLOO GENEVA RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-1242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MB99-305 MB01-372 |
| Legal Block | 2 |
| Legal Lot Number | 25.001 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950600 |
Source: Seneca County and Waterloo Town records · APN 453889 21-2-25.1
Assessment roll updated May 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1830 SHERWOOD RD, ALLENTOWN, PA 18103-2943 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 18, 2023 | Executor's Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA |
| Jul 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| May 19, 2017 | Deed of Trust, Mortgage FRANK ZAMIARA |
| Apr 07, 2020 | Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CO |
| Jan 28, 2020 | Deed, Transfer |
| May 09, 2017 | Deed, Transfer NOT AVAILABLE, CURTIS DEHM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on Record |
| Deed Sale | Aug 21, 2025 · Amount on Record |
| Prior Sale | Aug 18, 2023 · Amount on Record |
| Deed Document Number | 202571384 |
| Deed Book / Page | 1126 / 216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Aug 18, 2023 |
| Property Address | 1016 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Document Number | 0001083/61 |
| Book / Page | 1083 / 61 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 63737 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 530 PRE EMPTION RD, PENN VAN, MA |
| Document Number | 0000063738 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 63738 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 1016 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001861/250 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 1861/250 |
| Instrument | 59354 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 1016 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001627/0000000238 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 0000001627/0000000238 |
| Instrument | 201700035613 |
| Name | FRANK ZAMIARA |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Apr 07, 2020 |
| Property Address | 1016 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Document Number | 001010/135 |
| Book / Page | 1010 / 135 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1016 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Document Number | 001740/198 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 1740/198 |
| Instrument | 48363 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jan 28, 2020 |
| Property Address | 1016 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Document Number | 001006/215 |
| Book / Page | 1006 / 215 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 SULLYS TRL STE 5, 5, PITTSFORD, NY 14534-4571 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | May 09, 2017 |
| Property Address | 1016 WATERLOO GENEVA RD, WATERLOO, NY 13165-1242 |
| Document Number | 0000000949/0000000198 |
| Book / Page | 0000000949 / 0000000198 |
| Instrument Date | May 01, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, CURTIS DEHM |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 SULLYS TRL STE 5, 5, PITTSFORD, NY 14534-4571 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,644.00 | $81,800 (-) Land $16,400 Building $65,400 | $134,100 (+16.4%) Land $26,886 Building $107,214 |
| 2023 | $81,800 (-) Land $16,400 Building $65,400 | $115,211 (+11.27%) Land $23,099 Building $92,112 | |
| 2022 | $81,800 Land $16,400 Building $65,400 | $103,544 Land $20,759 Building $82,785 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Compass Broadband Network Fixed Wireless · not low latency | 100 / 100 |
May also be available: T-Mobile USA.
Based on FCC filings for 52 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO VILLAGE serves 7,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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