1034 Rapids Rd, Franklin, KY 42134 Property Records

Simpson County property record for 1034 Rapids Rd, Franklin, KY 42134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 1994
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Aug 2015)
Tax Bill$1,956 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN042-00-00-086.00

Property Details

APN / Parcel Number

Primary APN042-00-00-086.00
Alternative APN
  • 6570

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,792 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area480 sqft
DrivewayGravel Driveway
PorchSlab
Porch Area231 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Street Address1034 RAPIDS RD
CityFRANKLIN
StateKY
Zip42134-8399
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1034 RAPIDS ROAD
JurisdictionSIMPSON KY
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3019
Census Tract970402

Owner

Source: Simpson County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1034 RAPIDS RD, FRANKLIN, KY 42134-8399
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2015 · Amount on Record
Deed SaleAug 20, 2015 · Amount on Record
Deed Document Number20151164942
Deed Book / Page316 / 368
Prior Transfer DateAug 14, 2015
Prior Transfer Doc00D316/368
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSIMPSON KY
Property Address1034 RAPIDS RD, FRANKLIN, KY 42134-8399
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000M518/20
DateMay 12, 2022
Book PageM518/20
Instrument1208632
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateKentucky
CountySimpson County
Unified School DistrictSimpson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,956.00 (+45%)$223,000 (+53.79%)$223,000 (+53.79%)
2023$1,349.00$145,000$145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIMPSON COUNTY WATER DISTRICT
serves 8,946 people · EPA ID KY1070398
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Franklin EPB Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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