Simpson County property record for 1001 Rapids Rd, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,235 sqft · built 1996 |
| Lot Size | 4.14 acres (180,556 sqft) |
| Owner | Company Name on File |
| Last Sale | $120,000 (Mar 2022) |
| Tax Bill | $4,448 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-00-00-077.00 |
| Primary APN | 042-00-00-077.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,235 sqft Living Area |
| Basement Area | 880 sqft |
| Unfinished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 180,556 sqft (4.14 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Porch | Porch |
| Porch Area | 280 sqft |
| Patio Area | 874 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Street Address | 1001 RAPIDS RD |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-8399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1001 RAPIDS ROAD |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 970402 |
1001 Rapids Rd is owned by a company that bought it in March 2022 and is owner-occupied.
Source: Simpson County records, as of January 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1001 RAPIDS RD, FRANKLIN, KY 42134-8399 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · VA Mortgage MEGA CAPITAL FUNDING INC |
| Mar 22, 2024 | Deed, Transfer · VA Mortgage LENDING HAND MORTGAGE LLC |
| Mar 23, 2022 | Deed, Transfer · Stand-Alone First Mortgage FRANKLIN BANK & TRUST CO |
| Aug 17, 2021 | Deed, Transfer · Stand-Alone First Mortgage FRANKLIN BANK & TRUST CO |
| Nov 14, 2017 | Cash Sale Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on File |
| Deed Sale | Mar 23, 2022 · Amount on File |
| Prior Sale | Aug 17, 2021 · Amount on File |
| Deed Document Number | 1207643 |
| Deed Book / Page | D363 / 830 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1001 RAPIDS RD, FRANKLIN, KY 42134-8399 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | UPLAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 00M579/105 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | M579/105 |
| Instrument | 1258101 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Mar 22, 2024 |
| Property Address | 1001 RAPIDS RD, FRANKLIN, KY 42134-8399 |
| Document Number | 00D378/867 |
| Book / Page | D378 / 867 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 1222664 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $507.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1001 RAPIDS RD, FRANKLIN, KY 42134-8399 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2666 WILD HORSE CT, BOWLING GREEN, KY 42101-8766 |
| Document Number | 00M547/384 |
|---|---|
| Date | Mar 22, 2024 |
| Book Page | M547/384 |
| Instrument | 1222665 |
| Name | LENDING HAND MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, TN 37115 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Mar 23, 2022 |
| Property Address | 1001 RAPIDS RD, FRANKLIN, KY 42134-8399 |
| Document Number | 00D363/830 |
| Book / Page | D363 / 830 |
| Map Reference | MB 2 PG 1&2 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 1207643 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 VILLAGE DR, FRANKLIN, KY 42134-1113 |
| Name | Verified Name |
|---|---|
| Address | 1001 RAPIDS RD, FRANKLIN, KY 42134-8399 |
| Document Number | 0001207644 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 1207644 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Mar 31, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Aug 17, 2021 |
| Property Address | 1001 RAPIDS RD, FRANKLIN, KY 42134-8399 |
| Document Number | 00D358/699 |
| Book / Page | D358 / 699 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 1204144 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 199 WIDENER CIR, FRANKLIN, KY 42134-5951 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1001 RAPIDS RD, FRANKLIN, KY 42134-8399 |
| Document Number | 0001204145 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 1204145 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Nov 14, 2017 |
| Property Address | 1001 RAPIDS RD, FRANKLIN, KY 42134-8399 |
| Document Number | 00D331/128 |
| Book / Page | D331 / 128 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 1183402 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 S COLLEGE ST, FRANKLIN, KY 42134-2213 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1001 RAPIDS RD, FRANKLIN, KY 42134-8399 |
The 2025 property tax bill for 1001 Rapids Rd was $4,448.
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,448.00 | $507,000 | $507,000 |
| 2023 | $3,779.00 | $406,000 | $406,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1001 Rapids Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1001 Rapids Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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