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1034 Edgewater Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 1034 Edgewater Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,142 sqft · built 1991
Lot Size0.37 acres (16,104 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Oct 2005)
Tax Bill$2,403 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-29-10-687200-000010

Property Details

APN / Parcel Number

Primary APN26-29-10-687200-000010
Alternative APNs
  • 102926687200000010
  • 02926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,142 sqft Living Area
Gross Area2,646 sqft
1st Floor Area2,142 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area16,104 sqft (0.37 acres)
Lot Dimensions170 ft deep x 95 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area330 sqft
Shed1 Shed
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1034 EDGEWATER DR
CityWINTER HAVEN
StateFL
Zip33884-3008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1ST UNIT LK ELOISE ESTS PB 44 PG 15 LOT 1
Legal Range26E
Legal Township29S
Legal Section10
Legal SubdivisionLAKE ELOISE ESTATES UNIT 1
Legal Tract687200
Legal Block2
Legal Lot Number1
Legal UnitLK
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2054
Census Tract14005

Owner

Source: Polk County records · APN 26-29-10-687200-000010

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1034 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Feb 16, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2005 · Amount on Record
Deed SaleOct 12, 2005 · Amount on Record
Prior SaleFeb 14, 1996 · Amount on Record
Deed Document Number2005249178
Deed Book / Page6439 / 917
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1034 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
Transaction TypeMortgage
Record UpdatedOct 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1034 EDGEWATER DR, WINTER HAVEN, FL 33884-3008

Mortgage

Document Number0000218456
DateSep 17, 2025
Book Page13702/1525
Instrument2025218456
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2040

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1034 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000255205
DateSep 29, 2021
Book Page11916/1639
Instrument2021255205
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term97 Months
DueOct 01, 2029

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1034 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
Document Number0108521218
Instrument DateMay 17, 2019
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1034 EDGEWATER DR WINTER HAVEN FL 338843008, WINTER HAVEN, FL 33884-3008

Mortgage

Document Number0108521218
DateMay 24, 2019
Book Page010852/001218
Instrument107511
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 23, 2029

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1034 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
Document Number0104121660
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1034 EDGEWATER DR WINTER HAVEN FL 338843008, WINTER HAVEN, FL 33884-3008

Mortgage

Document Number0104121660
DateMar 02, 2018
Book Page010412/001660
Instrument47404
Lender
NameBANK OF NAT'L TR & SVGS
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 01, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,403.00 (-13.31%) Homeowner's exemption$221,766 (+5.99%)$347,050 (-8.22%) Land $90,000 Building $257,050
2023$2,772.00 (+2.93%) Homeowner's exemption$209,239 (+3%)$378,115 (+17.34%) Land $88,000 Building $290,115
2022$2,693.00 Homeowner's exemption$203,145$322,249 Land $88,000 Building $234,249

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,724 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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