1032 Edgewater Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 1032 Edgewater Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,926 sqft · built 1972
Lot Size	0.371 acres (16,148 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Mar 2022)
Tax Bill	$4,552 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-10-687200-000020`

Property Details

APN / Parcel Number

Primary APN	`26-29-10-687200-000020`
Alternative APNs	`102926687200000020` `02926000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	2,446 sqft
1st Floor Area	1,926 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	16,148 sqft (0.371 acres)
Lot Dimensions	170 ft deep x 95 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	520 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	84 sqft
Shed	1 Shed
Utility Building	144 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1032 EDGEWATER DR
City	WINTER HAVEN
State	FL
Zip	33884-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST UNIT LK ELOISE ESTS PB 44 PG 15 LOT 2
Legal Range	26E
Legal Township	29S
Legal Section	10
Legal Subdivision	LAKE ELOISE ESTATES UNIT 1
Legal Tract	687200
Legal Block	2
Legal Lot Number	2
Legal Unit	LK
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2054
Census Tract	14005

Owner

Source: Polk County records · APN 26-29-10-687200-000020

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1032 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2022 · Amount on Record
Deed Sale	Mar 08, 2022 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	202262286
Deed Book / Page	12150 / 2222
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 08, 2022
Property Address	1032 EDGEWATER DR, WINTER HAVEN, FL 33884-3008
Document Number	0000062286
Book / Page	12150 / 2222
Map Reference	MB 44 PG 15
Instrument Date	Mar 07, 2022
Instrument	2022062286
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1032 EDGEWATER DR, 1032, WINTER HAVEN, FL 33884-3008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 EDGEWATER DR, WINTER HAVEN, FL 33884-3008

Mortgage

Document Number	0121502224
Date	Mar 08, 2022
Instrument	12150/2224

Lender

Name	BAYCOAST MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,552.00 (-18.29%)	$343,450 (-8.85%) Land $90,000 Building $253,450	$343,450 (-8.85%) Land $90,000 Building $253,450
2023	$5,571.00 (+19.04%)	$376,792 (+22.2%) Land $88,000 Building $288,792	$376,792 (+22.2%) Land $88,000 Building $288,792
2022	$4,680.00	$308,337 Land $88,000 Building $220,337	$308,337 Land $88,000 Building $220,337

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force 28 of 33 on primary residences
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2026, rainfall accumulation
Flood Events	Hurricane Ian (Sep 2022), 3 claims Hurricane Frances (Sep 2004), 2 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.