Bay County property record for 1034 E 26th St, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1970 |
| Lot Size | 0.299 acres (13,024 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,200 (Mar 2022) |
| Tax Bill | $1,794 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jun 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12901-000-000 |
| Primary APN | 12901-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 1,716 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,024 sqft (0.299 acres) |
| Lot Dimensions | 174 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Driveway | Driveway |
| Porch | Unfinished Open Porch |
| Porch Area | 252 sqft |
| Deck Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1034 E 26TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 28 3S 14W -44- ST A B DEV CO PLAT BEG 120.5 W OF NE COR LOT 81 TH S 174 W 75 N 174 E 75 TO POB ORB 4531 P 1604 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Subdivision | ST A B DEV CO PLAT |
| Legal Lot Number | 81 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 1302 |
1034 E 26th St is owned and occupied by an individual who bought it in March 2022.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1034 E 26TH ST, PANAMA CITY, FL 32405-5102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 19, 2017 | Grant Deed, Transfer SERVICELINK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2022 · Amount on File |
| Deed Sale | Mar 3, 2022 · Amount on File |
| Prior Sale | Jun 26, 2018 · Amount on File |
| Deed Document Number | 202215525 |
| Deed Book / Page | 4531 / 1604 |
| Prior Transfer Date | Aug 10, 2007 |
| Prior Transfer Doc | 0000083587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 3, 2022 |
| Property Address | 1034 E 26TH ST, PANAMA CITY, FL 32405-5102 |
| Document Number | 0045311604 |
| Book / Page | 4531 / 1604 |
| Instrument Date | Mar 2, 2022 |
| Instrument | 2022015525 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,310.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10291 SW 39TH TER, 10291, OCALA, FL 34476-4149 |
| Name | Verified Name |
|---|---|
| Address | 1034 E 26TH ST, PANAMA CITY, FL 32405-5102 |
| Document Number | 0045311606 |
|---|---|
| Date | Mar 3, 2022 |
| Instrument | 4531/1606 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 26, 2018 |
| Property Address | 1034 E 26TH ST, PANAMA CITY, FL 32405-5102 |
| Document Number | 0040211057 |
| Book / Page | 4021 / 1057 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 2018037706 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | CORNERSTONE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 MARTIN LAKE DR, 110, PANAMA CITY, FL 32404-6047 |
| Name | Verified Name |
|---|---|
| Address | 1034 E 26TH ST, PANAMA CITY, FL 32405-5102 |
| Document Number | 2018037707 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 2018037707 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 19, 2017 |
| Property Address | 1034 E 26TH ST, PANAMA CITY, FL 32405-5102 |
| Document Number | 0038662098 |
| Book / Page | 003866 / 002098 |
| Instrument Date | Dec 29, 2016 |
| Instrument | 3133 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 MARTIN LAKE DR CALLAWAY FL 324046047, CALLAWAY, FL 32404-6047 |
The 2025 property tax bill for 1034 E 26th St was $1,794 with a homeowner's exemption, down 17.2% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,794.00 (-17.21%) Homeowner's exemption | $184,666 Land $31,500 Building $153,166 | $184,666 Land $31,500 Building $153,166 |
| 2024 | $2,167.00 (+7.76%) | ||
| 2023 | $2,011.00 (+102.31%) | $157,463 (+30.36%) Land $23,625 Building $133,838 | $157,463 (+16.92%) Land $23,625 Building $133,838 |
| 2022 | $994.00 Homeowner's exemption | $120,789 | $134,678 Land $20,160 Building $114,518 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1034 E 26th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 21 (1998–2018) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1034 E 26th St is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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