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1010 E 26th St, Panama City, FL 32405 Property Records

Bay County property record for 1010 E 26th St, Panama City, FL 32405

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,258 sqft · built 1938
Lot Size0.396 acres (17,249 sqft)
OwnerIndividual Name on File
Last Sale$28,000 (May 2019)
Tax Bill$718 (2025)
Deeds & MortgagesMay 2019 Sale
May 2019 Sale
Flood ZoneZone X (minimal risk)
APN12908-000-000

Property Details

APN / Parcel Number

Primary APN12908-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,258 sqft Living Area
1st Floor Area1,258 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,249 sqft (0.396 acres)
Lot Dimensions230 ft deep x 75 ft wide
DrivewayDriveway
Driveway Area220 sqft
PorchOpen Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1010 E 26TH ST
CityPANAMA CITY
StateFL
Zip32405-5102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description28 3S 14W -51- 104B ST A B DEV CO PLAT BEG 107 E OF NW COR LOT 81 TH S 130 E 25 S 100 E 50 N 230 W 75 TO POB ORB 4124 P 975
Legal Range14W
Legal Township03S
Legal Section28
Legal SubdivisionST A B DEV CO PLAT
Legal Lot Number81
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3024
Census Tract1302

Owner

1010 E 26th St is owned and occupied by an individual who bought it in May 2019.

Source: Bay County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address1010 E 26TH ST, PANAMA CITY, FL 32405-5102
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 17, 2019Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC
May 6, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2019 · Amount on File
Deed SaleMay 17, 2019 · Amount on File
Prior SaleMay 6, 2019 · Amount on File
Deed Document Number201947775
Deed Book / Page4124 / 975
Prior Transfer DateFeb 16, 2004
Prior Transfer Doc0000014099
Record UpdatedOct 29, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 17, 2019
Property Address1010 E 26TH ST, PANAMA CITY, FL 32405-5102
Document Number0041240975
Book / Page004124 / 000975
Instrument DateMay 15, 2019
Instrument47775
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

AmountAmount on Record
Tax$196.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 E 26TH ST PANAMA CITY FL 324055102, PANAMA CITY, FL 32405-5102

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 6, 2019
Property Address1010 E 26TH ST, PANAMA CITY, FL 32405-5102
Document Number0041191854
Book / Page004119 / 001854
Instrument DateMay 3, 2019
Instrument43988
Transaction TypeTransfer
Record UpdatedMay 29, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1119 SAINT ANDREWS BLVD PANAMA CITY FL 324052164, PANAMA CITY, FL 32405-2164

Tax Assessment & Valuation

The 2025 property tax bill for 1010 E 26th St was $718, up 3.6% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$718.00 (+3.61%)$36,389 (-54.07%)$86,710 (+9.44%) Land $33,000 Building $53,710
2024$693.00 (+75.89%)$79,228 (+174.09%) Land $28,462 Building $50,766$79,228 (+174.09%) Land $28,462 Building $50,766
2023$394.00 (+18.67%)$28,906 (+14.01%) Land $24,750 Building $4,156$28,906 (+14.01%) Land $24,750 Building $4,156
2022$332.00$25,355 Land $21,120 Building $4,235$25,355 Land $21,120 Building $4,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1010 E 26th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims21 (1998–2018)
Claims Outside the SFHA6 of 21
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1010 E 26th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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