Effingham County property record for 1034 Chimney Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,729 sqft · built 2004 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (Jul 2016) |
| Tax Bill | $3,709 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0476C-007-000 |
| Primary APN | 0476C-007-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,729 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Area | 858 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 89 sqft |
| Deck Area | 86 sqft |
| Patio Area | 86 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20914 |
|---|---|
| Street Address | 1034 CHIMNEY RD |
| City | RINCON |
| State | GA |
| Zip | 31326-5529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .55 AC LOT 7 |
| Legal Subdivision | RIDGECREST |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30309 |
1034 Chimney Rd is owned and occupied by two individuals who acquired it in May 2021.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1034 CHIMNEY RD, RINCON, GA 31326-5529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE ISAOA |
| May 15, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2016 · Amount on File |
| Deed Sale | Jul 22, 2016 · Amount on File |
| Prior Sale | Mar 1, 2016 |
| Deed Document Number | 20161914 |
| Deed Book / Page | 2358 / 582 |
| Last Transfer Date | May 15, 2021 |
| Transfer Doc | 002691/484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 1034 CHIMNEY RD, RINCON, GA 31326-5529 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1034 CHIMNEY RD, RINCON, GA 31326-5529 |
| Document Number | 0000002856/0000000736 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 0000002856/0000000736 |
| Instrument | 005300 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 1034 CHIMNEY RD, RINCON, GA 31326-5529 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1034 CHIMNEY RD, RINCON, GA 31326-5529 |
| Document Number | 0000002691/0000000486 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 0000002691/0000000486 |
| Instrument | 006213 |
| Name | BETTER MORTGAGE ISAOA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 15, 2021 |
| Property Address | 1034 CHIMNEY RD, RINCON, GA 31326-5529 |
| Document Number | 002691/484 |
| Book / Page | 2691 / 484 |
| Instrument Date | May 15, 2021 |
| Instrument | 2021-001636 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1034 CHIMNEY RD, RINCON, GA 31326-5529 |
The 2025 property tax bill for 1034 Chimney Rd was $3,709 with a homeowner's exemption, up 8.5% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,124 (-7.3%) Land $22,800 Building $111,324 | $335,310 (-7.3%) Land $57,000 Building $278,310 | |
| 2025 | $3,709.00 (+8.45%) Homeowner's exemption | $144,686 (-7.38%) Land $22,800 Building $121,886 | $361,714 (-7.38%) Land $57,000 Building $304,714 |
| 2024 | $3,420.00 Homeowner's exemption | $156,217 Land $22,800 Building $133,417 | $390,542 Land $57,000 Building $333,542 |
| 2022 | $3,315.00 Homeowner's exemption | $121,322 Land $18,800 Building $102,522 | $303,306 Land $47,000 Building $256,306 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1034 Chimney Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1034 Chimney Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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